;blackcat

PAPAYA LTD

About this app

;blackcat is your companion for effortless everyday payments! Experience an all-in-one app with a European IBAN, travel-ready cards and an enhanced rewards program. Access all your funds with just one click!
With ;blackcat, you can manage your money anytime, anywhere. Get started in minutes: download the blackcat app, register with your personal details and documents, verify your ID with a selfie – and you’re ready to go! Instantly access your IBAN, and virtual payment card. Order a matching plastic card – it will be produced in just 24 hours and shipped to you, wherever you are in the world! And of course, you can also add your card to Google Pay!
Why choose ;blackcat?
– Free plan**. Standard rate (accounts with 1 card) is € 0 / month — no hidden fees.
– Flexible money management. All your funds are available in one mobile interface. Create an unlimited number of additional wallets for euros. Each wallet and card is fully customizable with individual spending limits. You can also issue as many payment cards as you want.
– Powerful rewards. Choose a bonus program that fits you — 4% per annum reward as part of the loyalty program (not an interest-bearing product), 2% cashback on Amazon, or 0.5% cashback on all card purchases (excluding ATM withdrawals and transfers).
– Fast and convenient money transfers. SEPA payments, euro wallet transfers, and transfers between blackcat accounts.
– Secure payments. Benefit from 3D Secure protection — every transaction is confirmed with in-app authentication.
– Dedicated support, 24/7. Our expert team is always here for you via chat or email. We don’t force you to talk to robots – you can always chat with a real person!
How to Open an Account
Download the blackcat.app from Google Play.
Fill out your personal info and upload proof of address.
Take a selfie + scan your ID and/or residence permit — that’s it!
Black cat is your lucky sign!
We take care of the security and protection of your data. Blackcat is collecting, using, and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure.

Disclaimers:
*Travel-ready cards are ;blackcat’s payment cards. Those cards are accepted at car rentals, hotels, and other services, both online and offline.
**Standard service and transaction fees may apply according to the tariff schedule.
;blackcat is issued by Papaya, Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority.
Client funds are safeguarded in accordance with applicable legislation.
Funds held in e-money accounts are not covered by the Depositor Compensation Scheme.
The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OU. Detailed terms and conditions can be found here: https://baltictechsolutions.com/

Ratings and reviews

False advertising. I decided to try this after seeing an ad showing 3% cashback on card purchases. After signing up, verifying, doing everything, I didn't see the 3% available. I then wasted more time contacting customer support who finally told me the 3% advertised is not available to me as I don't meet the eligibility criteria.

Signing up for Blackcat is a pain. I put in all my info correctly, but the US layout is messed up and won't match my address. I can't even sign up. I use other crypto apps without any problems. When i receive blackcat sms messages its automatically flags as scam folder. When it fails I need re-enter everything again. Waste of time. change your app name to from blackcat to annoying cat. good luck with bs card

The Blackcatcard application was successfully installed through Google Play and opened as instructed. I used the app according to the task requirements, waited for the specified period, and then submitted a 5-star rating on Google Play. All required screenshots for the photo report have also been prepared.

What’s new

Bug fixes and performance improvements