Paranova: Money Manager

Innovasoft ltd.

About this app

Two ledgers, one app: your personal budget and your business books. Log income and expenses in one tap and keep your budget on track; for your business, keep customers on account, write invoices, and watch payments come in. Ad-free.

★ PERSONAL free
• Income & expense tracking — categorize every transaction
• Accounts & cards — manage multiple accounts in one place
• Budgets — set category budgets and get alerts when you overspend
• Savings goals — watch yourself get closer to what you want
• Recurring transactions — auto-log rent, salary, and bills
• Subscription tracking — never forget Netflix, Spotify and more
• Debts & loans — installment plans and early payoff amounts
• Reports & charts — clearly see where your money goes
• Smart insights — tips about your spending habits
• Multi-currency — each account in its own currency
• Face ID / PIN lock — keep your finances private

★ BUSINESS — for shops, freelancers, small companies and teams
• Contacts on account — customer and supplier balances on one screen; share a statement, send a reminder over WhatsApp or SMS
• Invoices & quotes — automatic numbering, VAT and withholding; turn a quote into an invoice in one tap
• Receivables — open and overdue totals on your home screen
• Team & roles — invite your team; staff report expenses with a receipt, you approve
• Cash register — opening, count, difference
• Tax calendar — VAT, withholding and provisional tax periods
• Stock — issuing an invoice moves stock; low-stock warnings
• Time entries — bill your hours to an invoice
• Staff advances & payroll records
• Business report & accountant export — share the period's invoices as CSV

★ ACCOUNT & CLOUD SYNC
Open a free Paranova account and your data is backed up to the cloud and synced across your devices — switch phones and nothing is lost. The business ledger and team features run on your account. You can also start without an account and move your records over when you sign up.

★ PRIVACY
Your data is stored on our servers in Turkey and travels over an encrypted (HTTPS) connection. It is never sold, never used for ads, never shared with third parties. Without an account, your records stay on your device. Receipt photos never leave your phone. You can delete your account and your data from inside the app at any time.

Business modules are free for the length of the beta.

★ WHO IS IT FOR?
Anyone who wants to see where their money goes — and anyone running a shop, a freelance practice or a small company from their phone.

Contact & support: [e-mail]

What’s new

• Team notifications: owners hear when an expense is submitted, staff hear when theirs is approved or rejected.
• Business morning summary: pending approvals, invoices due and low stock in one notification.
• Expense receipts now reach approvers; business logo for the whole team.
• Optional announcement notifications (off by default).
• A fresh Accounts screen and notification settings on one screen.
• Fixes for duplicate categories and repeated morning notifications.