PawramLoanFlex - Instant Loan

PAWRAM TRADING PRIVATE LIMITED

About this app

PawramLoanFlex – Flexible Digital Lending for Modern India
PawramLoanFlex is a secure and intelligent mobile lending platform developed by PAWRAM TRADING PRIVATE LIMITED, a technology and service provider dedicated to advancing financial inclusion through digital innovation.
Loans offered through the app are issued by our RBI-registered NBFC partner, Udvai Traders Private Limited, ensuring full regulatory compliance with RBI guidelines.
PAWRAM TRADING PRIVATE LIMITED functions solely as a technology facilitator and does not directly engage in lending or loan recovery.

This partnership enables a safe, compliant, and adaptive borrowing experience, allowing users across India to access short-term personal loans tailored to their individual needs—all through a fully digital and user-friendly app.

Why Choose PawramLoanFlex?
Fast & Flexible Processing: Most applications are evaluated within minutes, with decisions based on real-time credit checks and user profiles
Secure Disbursement: Loan amounts are transferred directly to your verified bank account
Customizable Loan Options: Choose loan amounts from ₹2,000 to ₹100,000 based on your specific requirements
100% Digital Experience: No physical documents or in-person visits required
Built for Flexibility: Designed to meet your financial needs—whether small, urgent, or short-term
Who Can Apply?
You are eligible if you:

Are an Indian citizen
Are at least 18 years old
Possess a valid PAN and Aadhaar card
Maintain an active Indian bank account
Earn a stable monthly income
Loan Terms Overview
Loan Amount: ₹2,000 – ₹100,000
Loan Tenure: 90 to 120 days
Daily Interest Rate: 0.05%
Processing Fee: 5% – 6% of loan amount
Documentation Fee: 1% of loan amount
Convenience Fee: ₹200 (fixed)
GST: 18% applicable on all fees
Annual Percentage Rate (APR)
Minimum APR: 8.76%
Maximum APR: 29.69%
Illustrative Loan Example
For educational purposes only. Actual terms may vary based on your profile and credit evaluation.

If you take a ₹30,000 loan for 90 days:

Interest: ₹30,000 × 0.05% × 90 = ₹1,350
Processing Fee (5%): ₹1,500
Documentation Fee (1%): ₹300
Convenience Fee: ₹200
Total Fees: ₹2,000
GST (18% on fees): ₹360
Total Deductions: ₹2,360
Net Amount Disbursed: ₹27,640
Total Repayment Amount: ₹33,710
Regulatory Disclosure
All loans available through PawramLoanFlex are disbursed exclusively by Udvai Traders Private Limited, a Non-Banking Financial Company registered with the Reserve Bank of India (RBI).
We ensure complete transparency in loan terms and secure handling of user data at every stage of the process.

Empowering Flexible Borrowing
With PawramLoanFlex, you're choosing a loan experience built for real-life needs—transparent, compliant, and adaptable to your lifestyle and financial priorities.

Download PawramLoanFlex now and take control of your finances—with flexibility that fits your life.