Paymonetra: Crypto & Cards

Content rating
Everyone
10+
Downloads
Content rating
Everyone
Learn more
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About this app

Paymonetra is one Nigerian money app for crypto, dollar cards, gift cards and
every bill you pay.

BUY AND SELL CRYPTO IN NAIRA
Six coins including Bitcoin, Ethereum and USDT. You see the live rate and
exactly what you get before you confirm, and the price is locked while you
decide. Settled straight to your naira wallet.

A DOLLAR CARD THAT WORKS ABROAD
Create a virtual USD card in minutes and pay for ads, subscriptions and
anything else priced in dollars. Every fee is shown before you create it:
creation, monthly and per transaction. Freeze it in one tap, set spending
limits, and choose where it works.

SEND AND RECEIVE MONEY
Transfer to any Nigerian bank in seconds. The recipient name confirms before
you pay, so you never send to the wrong account. Money in lands on your own
dedicated account number.

AIRTIME, DATA, TV AND POWER
Every network and every provider in one list. MTN, Glo, Airtel and 9mobile.
DStv, GOtv and Startimes. Electricity tokens delivered in seconds.

GIFT CARDS FROM HUNDREDS OF BRANDS
Apple, Google Play, Amazon, Steam and more. Priced in naira before you pay,
with the code delivered instantly.

BUILT TO BE TRUSTED
Funds are held with CBN licensed, NDIC insured partner banks. Card
infrastructure is PCI-DSS compliant. Every transaction needs your PIN, and you
get an alert the moment your card is used.

Download Paymonetra and do it all from one balance.
Buy crypto, spend in dollars, pay any bill. One naira wallet for it all.
Updated on
Aug 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Verification is clearer. Your NIN and BVN now sit together in one step, so youcan see exactly what is done and what is left.

Faster, smoother screens throughout the app.

Card fees are spelled out before you pay, including the monthly fee.

Clearer messages when a transfer or purchase does not go through, so you know why.

You can now change your referral code.

Various fixes and improvements.