PayNest

Ultra Apps World

Contains adsIn-app purchases

About this app

PayNest gives you a clear, automatic, and secure way to track your income, expenses, and transfers — directly from your bank and mobile money SMS alerts.

Whether you're in the USA, Canada, Australia, India, Philippines, or beyond, PayNest works silently in the background to build a complete digital statement for each of your accounts — without you typing a thing

💡 Why PayNest?
🔹 Automated Transaction Tracking
Get real-time summaries from bank and wallet SMS — we recognize messages from major banks and payment platforms.

🔹 Multiple Account Statements in One Place
MTN, PayPal, Chase, GCash, Paystack, or others? We group your SMS alerts by sender into neat account histories so you always know who paid, what you spent, and when.

🔹 Visualize Your Finances
Instant reports for income, expenses, refunds, transfers, unknown charges and more — all grouped by currency and account name.

🔹 Daily, Weekly & Monthly Breakdowns
Know exactly how much you're spending per day, which days money comes in, and where it’s going.

🔹 Private & Offline
PayNest works offline with full privacy. Your SMS messages never leave your phone.

🔹 Export Your Data
Need a copy? Export your transactions to Excel or CSV for personal analysis or business reporting.

🔹 Lightweight & Fast
Optimized for speed, low battery use, and even works smoothly on low-end devices.

🌍 Built for Global Users
Whether you're tracking in USD, CAD, EUR, INR, PHP, GHS, or ₦, PayNest recognizes your transactions across 10+ currencies and formats.

🚀 Ideal for:
✔️ Freelancers tracking income
✔️ Business owners watching payments
✔️ Individuals budgeting monthly expenses
✔️ Anyone who wants a digital record of their finances — automatically

✅ No registration needed
✅ Works offline
✅ Minimal setup — just open and start syncing

Ratings and reviews

I really like how it saves time from reading payment related SMS. All my momo and other transactions are easily captured

I recommend this app. Easily my get my payment updates without having to switch between apps

straight forward to navigate through, still more to learn about it.