EMI & Loan Calculator

PCM91

About this app

**EMI Calculator** is an all-in-one loan planning app designed to help you make informed financial decisions. Whether you're planning a home loan, car loan, personal loan, education loan, business loan, gold loan, or purchasing electronics on EMI, this app provides accurate calculations and detailed repayment insights.

### Key Features

📊 **EMI Calculator**

* Calculate monthly EMI instantly.
* Support for **GST** calculations.
* Calculate **No Cost EMI** for electronics and other eligible purchases.
* Compare standard EMI and No Cost EMI offers.
* View total interest payable and total repayment amount.

💰 **Prepayment Calculator**

* Estimate savings from part-prepayments.
* Compare reduced loan tenure or reduced EMI.
* See how prepayments impact your total interest.

📅 **Amortization Schedule**

* Month-by-month repayment breakdown.
* Track principal, interest, and outstanding balance.
* Understand your loan repayment progress clearly.
* **Download and share the complete amortization schedule** for future reference.

🎨 **Modern Experience**

* Clean, fast, and easy-to-use interface.
* Supports both **Light** and **Dark** themes.
* Accurate calculations that work offline.

### Suitable For

* 🏠 Home Loans
* 🚗 Car Loans
* 🏍️ Bike Loans
* 👤 Personal Loans
* 🎓 Education Loans
* 💼 Business Loans
* 🪙 Gold Loans
* 📱 Electronics & Appliance Loans
* 🛒 No Cost EMI Purchases

Whether you're financing a home, buying a new smartphone or laptop on **No Cost EMI**, or planning to repay your loan early, **EMI Calculator** helps you calculate EMIs, understand repayment schedules, **download detailed amortization schedules**, and make smarter financial decisions.

What’s new

• EMI Calculator now supports GST & No Cost EMI
• Added Prepayment Calculator
• Added Amortization Schedule
• Improved UI & added Light/Dark Theme support