Perpay - Shop and Build Credit

Perpay Inc.

About this app

Perpay is the all-in-one shopping app making it easy to buy your favorite brands, pay over time, & build credit along the way.

* $1,000 average spending power
* Small payments from your paycheck
* Average credit score increase of 39 points*
* No fees, interest, or credit check

We're dedicated to building simple, transparent, and inclusive financial products that improve the lives of our members. Join our community of 6+ million members today.

Ratings and reviews

They are very stubborn and strict. They take forever to respond to your request. Shipping fees are outrageous ranging from the lowest I've seen is $10 for small items and regular from $20-$60 per item. Which can add up real quick even though items are already over priced. I think it's to compensate for something. Most items I received always seems like unwanted partially damaged. I had an item that had a old cigarette butt in the package but couldn't return because I had already opened the box.

Didn't realize you had to pay 2 or 3 payments for the items to be able to come and that after you set up the initial payment (I believe it's this app) you have to switch to taking from your paycheck for the 2nd or 3rd payment and then you can get your items, that's like a super level of dedication for items you can get with other similar apps that also report to the credit beauros and ship right away

This is an awesome app to use for buy now, pay later. The items available are priced a little higher, but they don't charge interest, so I look at it as price-plus-interest. If you need or want something you can't afford to buy outright, or even if you can, but need to build credit, this is awesome. You don't really need credit to use perpay, but after a few months they will report on your credit. I have bought multiple items from this app and I love it💜💜💜

What's new

Update dependencies