Perpay - Shop and Build Credit

Perpay Inc.

About this app

Perpay is the all-in-one shopping app making it easy to buy your favorite brands, pay over time, & build credit along the way.

* $1,000 average spending power
* Small payments from your paycheck
* Average credit score increase of 39 points*
* No fees, interest, or credit check

We're dedicated to building simple, transparent, and inclusive financial products that improve the lives of our members. Join our community of 6+ million members today.

Ratings and reviews

Yeah they might pre-approve you of a spending limit but let's see what happens when you actually try to buy something. On top of that, they have their own marketplace , and there is nothing in that marketplace for a barber like me that is worth spending my money on. Good idea, but just a store full of junk, unless you like to waste your time with video games and a bunch of idle junk. Two stars cause some people may benefit from the clothing, coats, etc that they can get when needed.

I've been a customer with them for 3 years. I loved it it helped my credit however I think they have new people running it. Unwilling to answer questions, won't be flexible anymore, doesn't read what you send them like they use too. Only skim and reply. They say no interest because they sell every item 60$-100$+ more than retail value. I miss the better part of what this app use to be. ONLY GOOD IF YOU NEED CREDIT ITEMS ARE WAY OVER PRICED!!

This app/program is awesome. I have been trying to find a way to build credit and no credit agency has given me a chance because I was a victim of identity theft and it shot my credit. They just have to set up a direct deposit from each check and have really cool and useful products you can get without putting money up for it at all up front. You practically don't even notice your paying off your items and you have the option to build credit.. super cool and a huge thumbs up 👍 from me!!

What's new

Update Android support