Perpay - Shop and Build Credit

5K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image

About this app

Perpay is the all-in-one shopping app making it easy to buy your favorite brands, pay over time, & build credit along the way.

* $1,000 average spending power
* Small payments from your paycheck
* Average credit score increase of 39 points*
* No fees, interest, or credit check

We're dedicated to building simple, transparent, and inclusive financial products that improve the lives of our members. Join our community of 6+ million members today.
Updated on
Aug 18, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9K reviews
Brian Green
December 26, 2023
This app is awesome. Selection is limited and the prices are relatively high but thats fair given the structure of making payments on the product. It's taken directly from your direct deposit so it's virtually worry free. They even offer a credit card which is my favorite aspect and really the reason I started using perpay. This all is a must have. Fully recommend at least trying it out. If not fkd the ease of obtaining high prices items, at least you raise your credit score in the process.
140 people found this review helpful
Did you find this helpful?
Zoe Quinn
November 4, 2023
So far so good I have bought quite a few items on the market place. Paid off about half just made the biggest purchase a laptop. This is where the issues come in and I think it's on my end not there's. I had 400 payment scheduled but it hasn't gone to them it shows it was taken on my end but nothing on there end. Hopefully by Monday it will be resolved if not I will be emailing them for a full refund of payment and resend it via my debit card. I love this app. So far that's the only issue
202 people found this review helpful
Did you find this helpful?
Kelly Donnelly
April 17, 2024
Absolutely love this, been with them for about a year now have always gotten my items fast, it has built my credit all items I have received from them have been 100% as advertised. Just received the credit card offer couple of months ago and have been using it ever since, absolutely fantastic I literally cannot Rave enough about how much this app has helped me build my credit significantly! I absolutely recommend.
1 person found this review helpful
Did you find this helpful?

What's new

Update Android support