Perpay - Shop and Build Credit

4.14K reviews
Content rating
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About this app

Perpay is the all-in-one shopping app making it easy to buy your favorite brands, pay over time, & build credit along the way.

* $1,000 average spending power
* Small payments from your paycheck
* Average credit score increase of 39 points*
* No fees, interest, or credit check

We're dedicated to building simple, transparent, and inclusive financial products that improve the lives of our members. Join our community of 6+ million members today.
Updated on
Jan 6, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted
4.14K reviews
January 17, 2023
They are very stubborn and strict. They take forever to respond to your request. Shipping fees are outrageous ranging from the lowest I've seen is $10 for small items and regular from $20-$60 per item. Which can add up real quick even though items are already over priced. I think it's to compensate for something. Most items I received always seems like unwanted partially damaged. I had an item that had a old cigarette butt in the package but couldn't return because I had already opened the box.
15 people found this review helpful
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Michelle Cardin
January 31, 2023
Didn't realize you had to pay 2 or 3 payments for the items to be able to come and that after you set up the initial payment (I believe it's this app) you have to switch to taking from your paycheck for the 2nd or 3rd payment and then you can get your items, that's like a super level of dedication for items you can get with other similar apps that also report to the credit beauros and ship right away
1 person found this review helpful
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Nicole Roggenbauer
January 10, 2023
This is an awesome app to use for buy now, pay later. The items available are priced a little higher, but they don't charge interest, so I look at it as price-plus-interest. If you need or want something you can't afford to buy outright, or even if you can, but need to build credit, this is awesome. You don't really need credit to use perpay, but after a few months they will report on your credit. I have bought multiple items from this app and I love it💜💜💜
14 people found this review helpful
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What's new

Update dependencies