Paisayaar-Easy Safe Cash Loan

JingleCred Digital Finance Limited

About this app

Paisayaar is an excellent financial service platform registered in Pakistan. NBFC license authorized by SECP. Provide fast, flexible and secure loan services for Pakistani citizens. Users can apply for personal loans up to Rs 25,000 anytime, anywhere through mobile phones.

Details of the loan are as follows:
1. Term of Loan: 60-90 days
2. Loan Amount: Rs. 1,000 to Rs. 25,000
3. Maximum annual fee rate (APR): 2%-12% per year

For example:
Calculation of Rs. 12,000 for 3 months costs show as below:
Monthly markup rate: 12%/12 = 1%
Total markup: Rs. 12,000*12%/12*3 = Rs. 360
Total Repayment amount: Rs. 12,000+Rs. 360 = Rs. 12,360
Monthly payment amount:Rs. 12,360/3 = Rs. 4,120

[Product advantages]
1. No threshold, no guarantee, if your age is 18+.
2. No need to wait a long time.
3. 24 hours online verification.
4. Information security, multiple privacy protections to prevent disclosure.

[How to get a loan?]
1. Download Paisayaar from the google play store on your mobile phone.
2. Register with your mobile phone number.
3. Fill in your personal information, take your clear photo, and submit your application.
4. Wait for approval, and disbursement begins.

[ How to repay? ]
Make repayments via Easypaisa. There are three different methods to repay the loan using Easypaisa,
Easypaisa App, Easypaisa USSD

[Personal information security]
We have passed the review of the Securities and Exchange Commission of Pakistan (SECP) and obtained relevant loan qualifications. We guarantee your information security and provide reliable credit loan services.
For Paisayaar, your information security is the most important thing for us. We have strict data protection and verification procedures, and we will never provide your information to third parties without your consent. This Privacy Agreement may be changed from time to time. You should check this Privacy Policy regularly, our Privacy Policy link is: https://www.paisayaar.pk/h5/privacidad.html
If you have any questions about our Privacy Policy, you can contact us by customer service phone number, email, etc. We have a professional customer service team to answer your questions. You are obliged to understand and review this Agreement. If you have any questions, please send your feedback to our official email [e-mail]).

[Contact Us]
Please contact us if you need help！
Company name: JingleCred Digital Finance Limited
Principal Business: Nano Lendings
Status of company: NBFC (Investment Finance Service)
License No. : SECP/LRD/78/JDFL/2022-85
Product name: Paisayaar
Contact us by Email: [e-mail]
Contact us by phone: [phone]
Service Time: 9:00-18:00
Address: Fortune Residency, Ground Floor, Street no. 26, National Police Foundation, E11/4, Islamabad.

Ratings and reviews

Worst app ever. If ur looking for an app this one isn't it. I sent all my documents in and added my easypaisa, but didn't apply for the loan yet. Because I wasn't sure I could return it in a week (yes they only had the loan return date set to a week) but the app sent me the money to my easypaisa anyway. I tried calling the help center but no response. Now they're calling me every 15 seconds from a million different numbers at all times of the day. And it's not even representatives just music!😡

🚫Scam Alert🚫❌ Don't even Download the app please ❌The worst app ever. I just made account to check for their terms and conditions and other loan limits, I didn't even applied for a loan but they sent the loan amount without even applying., mtlb zabardasti Hy yaaar??? And you can't return via bank transfer you must have jazzcash or easypesa account and if you don't have they will keep increasing markup amount for the loan which you didn't even applied. Disgusting 🤢

Too much bad service. I apply for the loan but it's not working .after 3 hrs there is no reply from the customer services. I am trying to call them but the contact number is switched off. I am sure it's just a fraudulent thing. Just getting some access and the cnic information. But I don't care about these Access and whatever they want to do. I am just gonna delete this account and uninstall this time wasting+fraud aap permanently. Bye bye (pesadushman)

What's new

Optimize the process and improve the user experience