PocketLend is a digital lending platform providing systematic, transparent, and verifiable financial support to meet the financial needs of all users.
Users can register, apply for a loan, wait for approval, and receive funds via a single mobile phone, without the need for complex documents. The approval process is clear, and all information and status can be checked in real-time. Note: PocketLend is developed and operated by Thai Aspiration Co., Ltd., which provides the lending funding for this platform. PocketLend is not regulated by the BoT/FPO.
5 Reasons to Choose PocketLend
⚡ Easy application: Just use your national ID card. The system automatically processes the application, clearly and step-by-step.
💳 Fast funds transfer: Upon approval, the system immediately transfers the funds to the bank account specified by the user.
📊 Transparent fees: Interest rates and repayment amounts are clearly displayed. There are no hidden fees.
📱 Easy to use: All steps can be completed via mobile phone; no paper documents are required.
📈 Improves credit history: Timely repayments increase the chances of obtaining higher loan amounts in the future.
Loan Details
💰 Loan Amount: 3,000 – 50,000 THB
⏳ Loan Duration: 91 – 360 days
📉 Annual Rate (APR): Not exceeding 13.5%
🧮 Interest Calculation Method: Interest is calculated daily, based on the details shown in the loan agreement.
🚫 Other Fees: No hidden fees. All fees will be clearly shown on the loan application page.
Example of Loan Fee Calculation (Used for illustrative purposes only)
- Loan Amount: 10,000 THB
- Loan Term: 120 days
- Annual Percentage Rate (APR): 13.5%
- Interest Rate per Day: 0.037%
Interest Calculation:
10,000 × 0.037% × 120 = 444 THB
- Actual Amount Received: 10,000 THB
- Total Repayment: 10,000 + 444 = 10,444 THB
Note: This example is for illustrative purposes only. Actual interest rates and repayment plans will depend on the applicant's eligibility assessment and are primarily based on the details specified in the loan agreement.
Applicant Eligibility:
👤 Must be a Thai national and at least 20 years of age.
🪪 Must have a valid Thai national identification card.
🏦 Must have a bank account in their own name and be able to receive transfers regularly.
💼 Must have a stable occupation or source of income and the ability to repay according to the terms and conditions.
Loan Application Process
① Download the App
Search for PocketLend on Google Play and install the application.
② Register and Verify Your Identity
Register for the application using your mobile phone number and complete the identity verification process.
③ Submit a Loan Application
Select the loan amount and loan term, and fill in the required information as specified by the system.
④ Loan Review and Disbursement
The loan review process is automated. Upon approval, the loan amount will be immediately transferred to the specified account.
Privacy and Data Security
The platform places great importance on protecting the data and security of its users, using standard data encryption technology to appropriately protect personal information.
All data will only be used for loan review and risk assessment purposes. It will not be disclosed, sold, or transferred to any third party without consent, and will strictly comply with all applicable personal data protection laws.
⚠️ Important Notes
① Loans should only be used for legally permissible purposes.
② Please consider the loan amount in line with your ability to repay to avoid default.
③ Late repayments may affect your credit history and eligibility for future loans.
④ Disbursement times may vary. Depending on the process.
Contact Us
- Company Name: THAI ASPIRATION COMPANY LIMITED
- Email: aspirationco.th@gmail.com
- Company Address: 221/6 Talad Phlu Road, Thon Buri - 10600
- Business Hours: Monday–Friday, 9:00 AM–5:00 PM
Download PocketLend today to experience efficient, transparent, and systematically operated digital lending services.