4.2
28.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand, and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees.

Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter!

Whenever, wherever, we got you
• Pay with the best rates in 150+ countries
• Exchange & hold popular currencies right in the app

Goodbye hidden fees
• Travel and shop freely with zero FX fees
• Withdraw cash fee-less* from overseas ATMs
(*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais, and AS$1,500 for Australians. A 2% fee applies thereafter.)

It can’t get any safer than this
* Lock and secure your card instantly with just one tap
• Stay on top of your transactions with instant notifications for every payment
• 24/7 monitoring by our dedicated fraud, security, and customer support teams

Apply for an account now & get the best rates at your fingertips!

About Us:
Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers.

Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Updated on
Feb 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
28.3K reviews
Alex SP (Alex)
June 8, 2022
When switching UTrip app to SMS to get OTP code, UTrip switch back to login mode, this is not helpful; how are you suppose to retrieve SMS OTP codes or getting my banking app OTP codes ? Should allow to stay in background Need to have a separate limit for pending spent transactions and top up. Some items take too long to clear, as long as 7 days! Not a good business proposition to encourage frequent use of this card. Minor savings if you only allowed $3K spending. Keep your credit cards handy!
3 people found this review helpful
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
November 14, 2019
Hi Alex, thank you for sharing with us your feedback! We hear you, and we will definitely look into it. Please reach out at customer@you.co if we can clarify in any other way :)
OES
February 4, 2026
I cannot access my credit card details due to a persistent server error. I reached out to customer service, but they were unhelpful. They claimed it’s a known issue and advised me to use Wi-Fi instead of 5G. The problem is, every other app on my phone works perfectly, yet this issue still hasn’t been resolved. The technical team has been completely ineffective, and it’s frustrating.
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
February 4, 2026
Hi OES, we appreciate that you took the time to leave us a review and understand your frustration. Could we trouble you to drop us a FB/IG DM or email us at customer@you.co with your case reference number so that another agent can assist you asap? Thank you!
Mariana Khamsaree
February 6, 2026
I really don't understand what is the issue with the application... It's frustrating to keep refreshing the app whenever the app crashed. Less than 3second on the app, it will freeze. It has been updated, it has been rebooted, same issue.. A simple transfer transaction when normally it took less than 5mins now it can go on for 1/2hr and still not able to transfer out.
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
February 9, 2026
Hi Mariana Khamsaree, we appreciate that you took the time out to leave us a review and apologise for the inconvenience caused. Your valuable feedback is instrumental in enhancing our service for all our customers. Please be assured that we will share your feedback with our teams to implement necessary improvements in our processes. Thank you!

What’s new

Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending!