4.2
28K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand, and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees.

Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter!

Whenever, wherever, we got you
• Pay with the best rates in 150+ countries
• Exchange & hold popular currencies right in the app

Goodbye hidden fees
• Travel and shop freely with zero FX fees
• Withdraw cash fee-less* from overseas ATMs
(*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais, and AS$1,500 for Australians. A 2% fee applies thereafter.)

It can’t get any safer than this
* Lock and secure your card instantly with just one tap
• Stay on top of your transactions with instant notifications for every payment
• 24/7 monitoring by our dedicated fraud, security, and customer support teams

Apply for an account now & get the best rates at your fingertips!

About Us:
Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers.

Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Updated on
Jan 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
27.8K reviews
Alex SP (Alex)
June 8, 2022
When switching UTrip app to SMS to get OTP code, UTrip switch back to login mode, this is not helpful; how are you suppose to retrieve SMS OTP codes or getting my banking app OTP codes ? Should allow to stay in background Need to have a separate limit for pending spent transactions and top up. Some items take too long to clear, as long as 7 days! Not a good business proposition to encourage frequent use of this card. Minor savings if you only allowed $3K spending. Keep your credit cards handy!
3 people found this review helpful
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
November 14, 2019
Hi Alex, thank you for sharing with us your feedback! We hear you, and we will definitely look into it. Please reach out at customer@you.co if we can clarify in any other way :)
Wenz
January 7, 2026
Started using this app for 3 days & had an extremely unpleasant experience. It was amazing initially; instant top-up and instant reflection of monies on all accounts and currencies. On the 3rd day, it just died. I topped up once and it just would not update my inbound. Had to use my credit card, what's the point then? Tried getting support cos my remaining balances were totally wacked but the support team insisted it's right. AFTER several back & forth. I will never use it again.
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
January 7, 2026
Hi Wenz, we appreciate that you took the time to leave us a review and understand your frustration. Could we trouble you to drop us a FB/IG DM or email us at customer@you.co with your case reference number so that another agent can assist you? Thank you!
Ye Kenneth
November 24, 2025
Good exchange rates, however, the app have been consistently coming up with the "Something is wrong" message when trying to see card details, becoming more of a hindrance than a convenience, failing when it is needed the most. Wonder what's the deal with making it so difficult to view card details when all other functions are just working fine
4 people found this review helpful
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
November 24, 2025
Hey Ye Kenneth, we appreciate that you took the time out to leave us a review and we apologize for any inconvenience caused. Does this issue still persist? If so, could we trouble you to kindly drop us an email at customer@you.co or a message through FB/IG DMs, we will be able to directly assist you there better. Thank you!

What’s new

Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending!