33.7K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand, and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees.

Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter!

Whenever, wherever, we got you
• Pay with the best rates in 150+ countries
• Exchange & hold popular currencies right in the app

Goodbye hidden fees
• Travel and shop freely with zero FX fees
• Withdraw cash fee-less* from overseas ATMs
(*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais, and AS$1,500 for Australians. A 2% fee applies thereafter.)

It can’t get any safer than this
* Lock and secure your card instantly with just one tap
• Stay on top of your transactions with instant notifications for every payment
• 24/7 monitoring by our dedicated fraud, security, and customer support teams

Apply for an account now & get the best rates at your fingertips!

About Us:
Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers.

Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Best rates all day
Updated on
Sep 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

33.5K reviews
Alex SP (Alex)
June 8, 2022
When switching UTrip app to SMS to get OTP code, UTrip switch back to login mode, this is not helpful; how are you suppose to retrieve SMS OTP codes or getting my banking app OTP codes ? Should allow to stay in background Need to have a separate limit for pending spent transactions and top up. Some items take too long to clear, as long as 7 days! Not a good business proposition to encourage frequent use of this card. Minor savings if you only allowed $3K spending. Keep your credit cards handy!
3 people found this review helpful
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You Technologies Group (Singapore) Pte. Ltd
November 14, 2019
Hi Alex, thank you for sharing with us your feedback! We hear you, and we will definitely look into it. Please reach out at customer@you.co if we can clarify in any other way :)
H Tran
September 17, 2026
Be careful, my partner had a scammer use the Youtrip platform to create an account under her name and funnel 5k to their own account. When trying to get help from Youtrip, it's impossible. They would do everything to avoid giving you any details. They say they gave it to the authorities but you see nothing happens. They still have not closed the account after asking them numerous times. Clearly, they have something to hide especially if a scammer can easily create any account they want.
2 people found this review helpful
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You Technologies Group (Singapore) Pte. Ltd
September 18, 2026
Hi H Tran we understand the frustration on this matter. Rest assured that we take unauthorised transactions seriously and would investigate on the matter thoroughly. Could we trouble you to drop us an email us at customer@you.co with your existing case reference number so that our relevant team can pick up on this with you? Thank you!
Aqil Omar
August 26, 2026
Horrible experience. Top up money into my account. Initially showed the amount was inside successful. Upon going overseas, when I tried tapping. My card was rejected. Had to pay cash instead. Upon checking was account. The money I top up was shown as 0 but the latest transaction shown as successful top up. Even checked my bank account to confirm the top up went through. YouTrip does not have any helpline for customer service. Only email. Contacted them through email and till today no response.
5 people found this review helpful
Did you find this helpful?
You Technologies Group (Singapore) Pte. Ltd
August 27, 2026
Hey Aqil Omar, thank you for your comment. We apologize that you are facing issues with topping up your account. Could we trouble you to drop us an email at customer@you.co and provide us with more details such that our relevant team can assist you? Thank you!

What’s new

YouTrip is now available in Malaysia! In this release, we've carried out enhancements to deliver a smoother, improved experience for you. Update your YouTrip app today!