PointPay Bank: Cryptocurrency Wallet & Exchange

PointPay Crypto Bank enables its clients to open crypto checking accounts for daily use and crypto savings accounts to earn higher rates and store funds securely. You can easily send and receive crypto in BTC, ETH, USDT, and “PointPay Token” (PXP). Haven’t got crypto yet? Buy and sell crypto with debit and credit cards for USD, EUR, GBP, CAD, AUD, and other currencies. Make one-click instant crypto-to-crypto conversions.
Join PointPay Crypto Bank – the future is here!

Together with our first bank of cryptocurrencies, crypto owners and just those who are interested in them will be able to:
Find out the daily interest rate for the cryptocurrency of interest.
Save and conveniently manage your own cryptocurrency accounts. Together with us you can save all logins and passwords in one place.
Buy and sell cryptocurrency in the national currency of any country and from any bank card.
Accept transfers and send your cryptocurrency to other owners. To do this, you can create your own unique address that you can send to other participants.
Exchange crypto in one click and just enjoy the convenient work with the app without any delays.
Using PointPay, you can conveniently manage your crypto wallet. You no longer need to operate in various banks of cryptocurrencies, because we have collected all of them for your convenience in one place.
You will discover the safest way to buy and trade cryptocurrency and manage your wallet. Open accounts for daily use, savings accounts, earn higher rates and do not worry about the security of your wallet.
Together with us you will appreciate:
ease of buying and trading, swap and exchange crypto, because you can do this quickly and easily, just with a bank account or debit card;
a wide variety of supported assets: Bitcoin (BTC) or Ethereum (ETH), Tether (USDT) or Tether Gold (XAUt) and “PointPay Token” (PXP);
the presence of smart tools for working with the wallet and a carefully thought-out interface. It will be easy even for a beginner to work with “PointPay Bank”;
absolute security of your cryptocurrencies. We have done our best to ensure that your money wallet remains safe at all times: this is a multi-step verification, and security at the bank level, and much more.
Download PointPay Bank mobile app for Android instantly and dive into the fascinating live world of blockchain, exchange, investing or trading. And we will do our best to make the management of your currency as comfortable as possible!
Conditions for obtaining a loan:
The minimum loan repayment period is 61 days;
The maximum loan maturity is 1095 days (3 years);
The maximum annual interest rate, which includes the loan interest and all other commissions and expenses for the year (Annual Percentage Rate APR), is 21.6%, and the minimum is 12.96%. Annual interest for using the Credit - min 12.96%, max 21.6%.
- The minimum rate for using a loan per day is 0.036%;
- The maximum rate for using a loan per day is 0.06%;
- Delay penalty: triple loan rate
- Other commissions or fees: none
An example of calculating the interest rate:
- Loan body amount - 0.1 BTC
- Loan term - 30 days.
- Interest for using the loan: 0.06% per day, that is, 0.000006 BTC per day, or 1.8% per month (averaged over 30 days), i.e., 0.00018 BTC per month (averaged over 30 days).
- The total amount of interest for 30 days will be 0.00018 BTC
- The total amount to be returned, taking into account the loan amount: 0.01018 BTC.
- FLC - the total cost of the loan (FLC - Full Loan Cost) in percentage is 21.6% per annum.
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What's New

Added hiding of zero balances to the ‘Sell’ screen
Fixed camera not opening after getting permissions from Balance Fragment
Updated ‘Buy’ and ‘Sell’ tabs
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Additional Information

Updated
October 14, 2021
Size
77M
Installs
100,000+
Current Version
5.5.5
Requires Android
6.0 and up
Content Rating
Everyone
Permissions
Offered By
Point Pay OÜ
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