3.8
397 reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs.

We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE.

• Set up your profile in 2 minutes
• Secure and faster login with a passcode and biometric login
• Send money to any bank account or phone number in seconds for FREE (T & C apply)
• Buy cheap data and stay connected
• Pay bills for FREE
• Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock
• No paperwork required
• No need to ever visit a bank branch
• More features coming soon to make your banking experience enjoyable like never before.
Updated on
May 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
393 reviews
Elijah Ambrose
March 10, 2026
I opened and uploaded my documents for tier 2/3 on the 11th of last month all I get is this Hello ELIJAH, Kindly note that your Account upgrade to Tier 2 was Not Approved, due to the reasons below: without even stating what caused it and I still can't upload it anymore because all uploaded processes are showing awaiting approval
9 people found this review helpful
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Oche Andrew Iduh
November 28, 2025
It looks as if it was a 419 that's in control of this bank, how I wish I could rate it minus zero. I can't withdraw what I have in the bank, OPAY will never restrict you from transferring nor withdrawal, but this nonsense Bank will keep telling you, insufficient funds where my funds are sufficient. I am going to delete the app immediately to avoid these scammers.
18 people found this review helpful
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9 Payment Service Bank (9PSB)
December 3, 2025
Hi there, We’re truly sorry for the frustrating experience you’ve had. Please be assured that we are not scammers, and your money is absolutely safe. The “insufficient funds” message usually happens due to specific amount you are trying to withdraw such as SMS alert charge that is being held. You may reach out to us via Hello@9psb.com.ng.
MAJLISIN SUNNAH TV.
January 14, 2026
Till now you didn't update my account to level 2 & 3 after I provided all what you need for upgrading, I want to do business with it, but you're discouraging me for using your mobile banking, in that case iwill continue using my opay and palmpay account, you fail me for not upgrading My account, how did I do business with level 1 account?
1 person found this review helpful
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What’s new

Send to other Africa countries
Fixed Deposite
promotions and reward
Bug fixes and optimisation
9PSB Cards (Physical and virtual)
spend and save
Referral management
Push Notification
Digital Address verification