3.77K reviews
Content rating
Mature 17+
100K+
Downloads
Content rating
Mature 17+
Shares Location, In-App Purchases
Learn more
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About this app

Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
WhatsApp for Payment & Banking
Updated on
Sep 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Contacts
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.73K reviews
Adetu Mosgad
July 2, 2026
it was great, the UI is beautiful and unique, and it contains alot of features that just encompasses finance generally, and I really love the chats integration as well as the Ai. I would really love if the chatbox was bigger as well as the send button, particularly on android.
4 people found this review helpful
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Otokpa Favour
August 22, 2026
this app is nonsense don't download don't put ur money they won't allow u withdraw ur money even to close ur account is impossible when u want to use the process to get ur money back return my money rubies ur app is incompetent u can't easily change number without stress and all
2 people found this review helpful
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Rubies MFB
August 23, 2026
Hi, so sorry about the experience. We would like to chat with you with regards to your experience with us. Please can you call our customer care line via the app or text on whatsapp. i will follow up, or contact us support@rubies.ng
Kolade Happiness
July 2, 2026
Rubies is undoubtedly one of the best Fintech platforms in west Africa. and it has a well integrated ecosystem that makes inter user and Interbank transfer seamless. I especially enjoy their chat banking that makes purchases and transfers seamless.
1 person found this review helpful
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What’s new

• Save together with Esusu groups track contributions, see who has paid, and withdraw with ease
• Business accounts create a business profile and manage your staff
• Chat upgrades group invite links, chat backup, and easy sharing
• Shop & pay browse shopfronts and track your orders
• Manage loans and expenses right from the app
• Refer friends and earn sharing is one tap away
• A fresh new look, smoother performance, and bug fixes
Content rating
Mature 17+
Shares Location, In-App Purchases
Learn more

App support

Phone number
+2348121686123
About the developer
QUCOON LIMITED
info@qucoon.com
THE ENGINE HOUSE BEXLEY, 2 VERIDION WAY ERITH DA18 4HD United Kingdom
+234 812 110 3989

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