4.5
3.64K reviews
100K+
Downloads
Content rating
Mature 17+
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About this app

Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
Updated on
May 2, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Contacts
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
3.6K reviews
Gabriel
June 21, 2020
So after reading all the wonderful reviews i decided to give rubies a go. And I was dissapointed. They wont tell you upfront you need to upgrade your account to be able to perform a task as simple as making a transfer of your own funds. Ok, after i provided all the documents requested for the upgrade. 3 days later still nothing. I have lost income because of this. Edit: Rubies customer service is top class. They reached out and apologised immediately and the issue was resolved in minutes.
29 people found this review helpful
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Rubies MFB
February 6, 2020
Hello. Our sincere apologies for your experience. We totally understand how you feel about this and we will resolve this within 24 hours. Please send a mail to support@rubies.ng or reach out to us via our social media platforms. Thank you
A Google user
December 9, 2019
Very reliable and intuitive app. I use it every other day and I'll highly rate it for convenience and ease of use. While the user interface can improve over time, I find it easy to navigate and having a feature where the beneficiaries are suggested and readily available helps with swiftness as far as carrying out transactions. Having a physical debit card sent to you is a nice touch as well. It definitely comes in handy in a lot of situations and is also a good option to have.
124 people found this review helpful
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Adeyeye Oluwaseun
September 5, 2020
Fantastic app. Banking transaction stress taken off me. Customer service is extremely poor though 😏. Send them a message and their either never reply, or do so with a vague, "solutionless" response --- my personal experience with them. Applied for card for over 3 weeks and they kept mute on it, when they actually promised it won't take more than 10 days. Shame!
10 people found this review helpful
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What’s new

Bug fixes