4.5
3.74K reviews
Content rating
Mature 17+
100K+
Downloads
Content rating
Mature 17+
Shares Location, In-App Purchases
Learn more
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About this app

Rubies is curated to power financial conversations between friends and brands across geographies. Payments, Banking and Lending in the way you send and receive messages.
Updated on
Jun 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Contacts
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
3.71K reviews
Adetu Mosgad
July 2, 2026
it was great, the UI is beautiful and unique, and it contains alot of features that just encompasses finance generally, and I really love the chats integration as well as the Ai. I would really love if the chatbox was bigger as well as the send button, particularly on android.
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Kolade Happiness
July 2, 2026
Rubies is undoubtedly one of the best Fintech platforms in west Africa. and it has a well integrated ecosystem that makes inter user and Interbank transfer seamless. I especially enjoy their chat banking that makes purchases and transfers seamless.
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Unleash The Star In You
May 5, 2026
Rubies una weldone ooo, I raise Nyash for una. I opened and and verified it to tier 3 first before i decided to test run the app with N100 deposit which was credited swiftly the i tried sending out the N100 again and it was swift, after doing this i decided to receive a large sum of money into my rubies account and the funds were credited with no hassle afterwards i tried to send out some funds to make payment for items i purchased behold the app no display other bank list oo money hang there.
9 people found this review helpful
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Rubies MFB
May 7, 2026
We regret to note this. Please contact us at support@rubies.ng with your contact details so that we can address your concern.

What’s new

Group Savings & Ajo is here — save together with your group, right inside the chat.
• Create a savings plan in a group (admins) — fixed amount for all members, or let each member choose their own monthly amount.
• Browse a group's schemes and subscribe in a tap.
• Track your monthly contribution schedule, pay what's due, and see your balance and totals.
• View all members and share a plan's details.
• Tap any paid month to view its transaction receipt.
Content rating
Mature 17+
Shares Location, In-App Purchases
Learn more

App support

Phone number
+2348121686123
About the developer
QUCOON LIMITED
info@qucoon.com
THE ENGINE HOUSE BEXLEY, 2 VERIDION WAY ERITH DA18 4HD United Kingdom
+234 812 110 3989

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