Raisin: Earn More on Cash

Raisin Solutions US LLC

About this app

Trusted by 1,000,000+ savers with $80 billion+ in deposits worldwide, Raisin makes it easy to grow your savings — all in one secure app.

Discover exclusive high-yield savings accounts and CDs from 75+ FDIC-member banks and NCUA-member credit unions. Compare rates, open accounts, and manage everything from a single dashboard, no new logins or paperwork each time.

Why savers choose Raisin
- Top Rates, Less Work – Access competitive rates from leading banks and credit unions nationwide.
- FDIC & NCUA Regulated – All deposits are held at FDIC-member partner banks or NCUA-member credit unions.
- One Secure Login – Open and manage multiple savings accounts and CDs from a single login.
- Simplified Tax Management – View all balances and tax documents in one secure dashboard, no more managing separate 1099 forms.
- No Fees or Minimums – Every dollar earns interest from day one

Raisin brings the top high-yield savings offers from multiple banks, making it the easiest way to earn more on your cash. That means no more chasing rates or juggling multiple logins and statements.

No fees. No minimums. Just higher earnings with less hassle.

How it works
1. Create a free Raisin login.
2. Choose from top-rated savings accounts and CDs.
3. Fund and manage all your deposits in one place.

Why it’s different
Unlike a bank, Raisin is a savings marketplace that connects you directly with federally insured partner institutions across the country. You always keep full control of your funds and earn interest directly from your chosen bank or credit union.
Whether you want steady growth or flexible access to your cash, Raisin helps your money perform better without the extra steps.

Start earning more — safely, simply, and all in one place.

Ratings and reviews

The latest update made the app worse if that's possible 🤬. NOW: the sign-in code is received BUT it will not allow you to enter it - screen jumps around until it times-out. I have never seen a Financial App this problematic. While they have decent rates (beginning to lose that battle), take caution and be aware if you decide to use this app. Update: latest update won't let you sign-in. You get the blue circle

Changed for the worst. It used to be a simple app where it was simple to deposit and withdraw money with a good HYSA rate. Now you have to transfer money in and out to a cash account first. Moving the money in and out of your accounts (Savings account, Cash Account, and External account) with the app is not intuitive. It took trying a few different times over a few days to finally figure out how to move money between accounts. They have different workflows for no reason... 🥲

Easy to get started on saving in a high yield savings account starting at $1 deposit, or choose a money market account or a high yield CD. All sounds good, but rather elementary functionality. Once you open an account, even if you empty that account to open a new account for a higher interest rate, you collect empty accounts. Even worse, you can only link one external account to make deposits/investments, and it is impossible to update your external account information if you need to.

What’s new

Performance improvements and small fixes