Raqam: Expense Tracker

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In-app purchases

About this app

Raqam is a smart expense tracker and budget planner that makes managing your money effortless — track spending, scan receipts, set budgets, and see exactly where your money goes, all in one clean, fast app.

Whether you're tracking daily expenses, planning a monthly budget, or just trying to stop wondering where your salary went, Raqam gives you clear answers in seconds — not spreadsheets.

WHY PEOPLE SWITCH TO RAQAM

📸 Scan Receipts Instantly
Point your camera at any receipt and Raqam reads the merchant, amount, and date automatically. No manual typing. Every scan shows a confidence score, so you always know what to double-check.

💬 Add Expenses by Typing Naturally
Just type what you spent — "coffee 450, uber 320" — and Raqam splits it, reads the amounts, and picks the right category for each one automatically.

📊 Real Budgets, Real Insights
Set an overall monthly budget or per-category limits (food, transport, shopping, bills) and get a gentle nudge before you go over. See month-over-month trends, category breakdowns, and plain-language insights like "you're under budget this month" or "food spending is up."

🔒 Privacy First, Always
Your financial data stays encrypted on your device by default. We don't read it, and we never sell it. Turn on optional backup & sync to restore your data on a new phone — only you can decrypt it.

📶 Works Completely Offline
No internet? No problem. Add expenses, scan receipts, and view your insights with zero connection. Everything syncs automatically once you're back online.

🌐 Bilingual: English & Urdu
Flip the entire app — including category names — into Urdu with one tap, or use both side by side. Built for users who think and spend in more than one language.

📁 Export Anytime
Download your data as CSV for spreadsheets or a clean, formatted PDF report. Pick any date range: this month, last 3 months, this year, or all time.

🔔 Smart Reminders
Daily logging reminders, budget alerts, and a weekly summary — only the notifications that actually help you save more.

🔐 Biometric Lock
Lock the app with Face ID or fingerprint so your spending stays yours.

EVERYTHING YOU NEED, NOTHING YOU DON'T
- Manual entry, natural-language chat entry, or receipt scanning
- Unlimited transactions and categories
- Recurring bills & subscription tracking with due-date reminders
- Light, dark, or system theme
- Multi-currency support
- Clean, fast, distraction-free design

WHO RAQAM IS FOR
Students tracking allowances. Professionals managing salaries. Families budgeting together. Freelancers tracking irregular income. Anyone who wants to actually understand their spending instead of guessing.

No bank linking required. No confusing dashboards. No financial jargon. Just a fast, private, beautifully simple way to track every rupee, dollar, or dirham you spend.

Download Raqam today and take control of your money — in the language and currency that work for you.

What’s new

• Ask Raqam answers instantly for things like "how much did I spend today?" offline, no wait
• New month filter in History
• Faster Home/History/Insights, exports no longer freeze the screen
• Added Russian Ruble (₽) support
• Fixed a stale Insights total after adding an expense