CashOwl: Budget Money Manager

Robert Ehrhardt

In-app purchases

About this app

Budget, track expenses & save money with CashOwl — the private, offline money manager that helps you plan bills, pay debt, and stay in control of your finances.



CashOwl is a simple and powerful expense tracker and budget planner. Log income and expenses, manage multiple accounts, track subscriptions, and understand exactly where your money goes — all in one clean app. Works fully offline, or sync securely across devices.



Why CashOwl?

• Quick setup — start tracking in seconds

• Clean, focused design — no clutter

• Works fully offline — your data stays on your device

• Optional secure cloud sync across devices

• Ideal for daily expenses, budgeting, bills & saving



Key features

• Track income, expenses & subscriptions

• Manage multiple accounts (cash, bank, card)

• Recurring transactions for bills, rent & subscriptions

• Budgets for better spending control

• Loans & repayment schedules

• Custom categories & notes

• Reports: cash flow, income & expenses

• Dark & light mode

• Full offline support — no account required



PRO FEATURES

🔹 Unlimited transactions

🔹 Unlimited budgets & accounts

🔹 Unlimited recurring transactions

🔹 Unlimited loans & repayment plans

🔹 App lock with PIN or biometrics



CashOwl helps you spot spending patterns, save more money and make smarter financial decisions over time. Whether you're budgeting for the month, tracking subscriptions, or working toward becoming debt-free — CashOwl is your private finance companion.



Join thousands of users who trust CashOwl to manage their money, plan budgets, and reach their saving goals.



👉 Download CashOwl and take control of your finances — free! 🦉

Ratings and reviews

There are a few small things that could be better, but overall I like it. 1. The date doesn't work right for me. If I enter an expense on a certain day, the app enters it on the day before. This happens to every entry, recurring or regular, income or expense. 2. Minor, but the decimal being auto added would be easier/smoother to use. 3. I don't like the extra steps involved to view only 1 account, and they need reloaded each time to show only 1 acct. They get mixed up.

if the app would allow for more than 5 recurring transactions it would be great, when I tried to up grade so I could have more than 5 recurring transactions, the up grade program will not take my money, so. ow I M left with looking for an app like CashOwl what will allow more than 5 recurring transactions.

Easy to use; allows personal adjustments.

What’s new

• Added attachments (Pro)
• Add credit export to pdf
• Add date filter to transaction list
• Smaller fixes and improvements