Richify: Property Portfolio AI

Richify AI

In-app purchases

About this app

Track your net worth, property portfolio, assets & liabilities — then ask your AI anything, by voice or text.

Richify connects every part of your financial life: real estate, stocks, ETFs, cash, vehicles, bonds, mortgages, and loans — and shows you exactly where you stand, updated daily.

NEW: Voice Chat
Ask your AI out loud. Get instant answers on your portfolio, property cashflow, net worth, or mortgage impact. Responses you can read or listen to.

📂 Upload Files — Richify Categorizes Everything
Upload bank statements, receipts, invoices, or loan documents. Richify reads and categorizes every expense automatically — maintenance, insurance, management fees, utilities — zero manual effort.

NET WORTH & PROPERTY PORTFOLIO TRACKER
Track every asset and liability in one place: real estate, stocks, ETFs, cash, vehicles, and bonds. Your net worth updates live as markets and property values move. Upload your portfolio or statements for instant setup.

CASHFLOW MANAGEMENT
Track rental income, running costs, and net operating income (NOI) across every property in real time. Always know what's coming in and going out.

MORTGAGE & LIABILITY TRACKER
Add your mortgage, HELOC, or any loan and track your balance, interest, and repayment progress automatically. See exactly how liabilities impact your real net worth — and get AI analysis on debt payoff vs. investing.

YOUR AI FEED — DAILY INSIGHTS
Your personalized AI Feed delivers automatic insights every day on portfolio performance, property cashflow, goal progress, and liability health. No searching. Just answers.

AI AGENTS THAT KNOW YOUR PORTFOLIO
Value Investing Agent — undervalued stocks & long-term wealth
Growth Investing Agent — tech, innovation & high-growth picks
Real Estate Agent — property wealth, cashflow & rental income
Cap Rate & Rental Income Agent — property return analysis
Dividend Income Agent — passive income & cashflow
Index Fund Agent — ETF strategies & diversification
Dave Ramsey Agent — debt-free living & budget discipline
Ray Dalio Agent — all-weather portfolio strategies

Ask anything:
"Is my mortgage hurting my net worth?"
"What's the cap rate on my rental property?"
"Should I pay off my loan or invest the difference?"
"How is my rental income performing vs. market?"

GOAL TRACKING
Set wealth-building goals and track progress daily — paying off a mortgage, building a rental portfolio, or reaching a net worth milestone.

BANK-LEVEL SECURITY
End-to-end encryption. No data sold. Ever.

FINANCIAL EDUCATION — NOT FINANCIAL ADVICE
Personalized lessons based on your own portfolio. Stocks, ETFs, real estate & retirement fundamentals. Progress tracking from beginner to advanced.

FREE TO START
• Chat with AI agents — no credit card required
• Unlimited asset & liability tracking
• Daily AI Feed included
• File upload for fast portfolio setup

RICHIFY PREMIUM
• Unlimited AI conversations — text & voice
• Advanced portfolio & rebalancing analysis
• Mortgage payoff strategy & net worth optimization
• Rental income & property cashflow analysis
• Retirement & long-term planning
• Tax efficiency & wealth building insights
• Priority responses & support

Available monthly or annually. Auto-renews unless canceled 24 hours before renewal.

Join thousands tracking smarter, building real wealth, and making confident decisions — with AI that knows your portfolio, your properties, and your goals.

Privacy: https://www.richify.ai/privacy
Terms: https://www.richify.ai/terms

Search tags: property portfolio app, real estate investment tracker, rental income calculator, home value estimator, landlord finance app, cap rate calculator, property cashflow tracker, mortgage tracker, buy or rent calculator, net worth tracker, real estate AI app, property wealth management

Ratings and reviews

Low effort nonsense. The agents have been poorly designed to make the first thing you do a major pain. Entering assets experience: "please enter your assets" "house 500k, stock 40k" The AI couldn't handle that, it wigged out because I used the word house instead of real estate and said house couldn't go in the asset list. Then I said "Real estate, 500k, Location, Buy price".. It's happy about real estate but then couldn't enter the info into its own database. Dumb Lazy App. Do not recommend.

I couldn't open the app.

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What’s new

Bug fixes and performance improvements.