Richify : AI Wealth Tracker

Richify AI

In-app purchases

About this app

The AI wealth tracker that sees everything you own — and everything you owe.

Richify is your complete financial dashboard: a real-time net worth tracker, investment tracker, debt manager and AI money coach in one app. Track every asset and every debt across stocks, real estate, retirement and savings — then ask AI to explain what's happening to your money.

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YOUR REAL NET WORTH, IN REAL TIME

Every asset class you actually own:

• Stocks, ETFs, mutual funds & bonds
• Real estate & rental properties
• Retirement accounts (401k, IRA, super, SIPP)
• Cash, savings & checking accounts
• Vehicles, valuables & collectibles
• Gold, silver & precious metals
• Foreign currency holdings

Every debt working against it:

• Mortgages with payoff curves
• Personal loans & student debt
• Credit cards & lines of credit
• Auto loans & financing

Net worth = what you own minus what you owe. Updated as markets move. Multi-currency across global markets. The full financial picture, not the partial one.

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ADD ANYTHING IN SECONDS

• File import — upload statements and holdings, AI categorizes automatically
• Manual entry — quick add for offline assets and private holdings
• Daily sync — markets refresh in the background
• Multi-currency — track AUD, USD, GBP, EUR, TRY and more, side by side
• Goals & retirement targets — see if your trajectory hits them

No spreadsheets. No manual reconciliation. No more guessing what your net worth actually is.

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AI THAT UNDERSTANDS YOUR WEALTH

Other money trackers show you charts. Richify explains them.

Your AI Feed delivers daily insights tied to your actual holdings — not generic market news:

• "Your tech allocation is now 47% — concentration risk is rising"
• "Mortgage payoff is on track — you'll be debt-free 14 months early"
• "Your AUD/USD exposure shifted with this week's rate decision"
• "Goal: $250K by 50 — you're 8 months ahead"

Ask anything in your own words, by voice or text:

• "Is my portfolio too concentrated?"
• "Am I on track for retirement?"
• "Should I pay off my credit card or invest the bonus?"
• "What's hurting my net worth this month?"

Read the answer or listen to it. Your call.

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DEBT, DONE DIFFERENTLY

Most money apps treat debt as an afterthought. Richify makes debt management part of your daily wealth view:

• Track mortgages, credit cards, auto loans and student debt in one place
• See debt payoff timelines — and exactly when you'll be debt-free
• Get AI guidance on debt payoff vs. investment trade-offs
• Watch your debt-to-asset ratio shrink in real time

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BUILT FOR REAL WEALTH

Richify works whether your net worth is $5,000 or $5 million:

• First-time investors building wealth from zero
• Mid-career professionals across multiple accounts
• Real estate investors with multiple properties
• Retirees tracking drawdown across portfolios

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WHY RICHIFY IS DIFFERENT

Most wealth trackers are just dashboards. Robo-advisors are black boxes. Spreadsheets are work.

Richify is the wealth tracker with a brain — a personal AI money manager that knows every dollar you own and every dollar you owe, and tells you what it means in plain language, every day.

This is wealth tracking, not financial advice.

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PRIVACY

Your financial data is yours:

• You control what gets tracked
• Your data is never sold
• Compliance with regulations across AU, UK, US & CA

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PREMIUM SUBSCRIPTION

Richify is free to download and try. Premium unlocks unlimited AI conversations, advanced analytics, daily AI insights and unlimited tracked assets.

Plans: Monthly or Annual
Renewal: Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Google Play Account Settings.

Privacy Policy: https://www.richify.ai/privacy
Terms of Service: https://www.richify.ai/terms

Ratings and reviews

Low effort nonsense. The agents have been poorly designed to make the first thing you do a major pain. Entering assets experience: "please enter your assets" "house 500k, stock 40k" The AI couldn't handle that, it wigged out because I used the word house instead of real estate and said house couldn't go in the asset list. Then I said "Real estate, 500k, Location, Buy price".. It's happy about real estate but then couldn't enter the info into its own database. Dumb Lazy App. Do not recommend.

I couldn't open the app.

your rich

What’s new

Personalized onboarding, smarter AI strategists, improved forecasting, and better insights for investing, real estate, and retirement.