Split bills with friends the smart way—100% free, forever. No ads, no subscriptions, no limits.
Chippy Split is the honest bill splitting app that respects your wallet and privacy. Whether you're splitting rent with roommates, tracking travel expenses, or dividing restaurant bills with friends, Chippy Split makes group expense management effortless and completely free.
WHY CHIPPY SPLIT?
Unlike other expense trackers that lock features behind paywalls or bombard you with ads, Chippy Split gives you everything upfront—for free. No premium tiers, no hidden fees, no tricks. Just powerful bill splitting that works.
Truly Free - All features unlocked, always
Zero Ads - Clean, distraction-free experience
No Subscriptions - Never pay monthly fees
Unlimited Bills - Add & Track as many expenses as you need
Privacy First - Your financial data stays yours
POWERFUL FEATURES
Smart Bill Splitting
Choose how you split costs with flexible options that fit any situation:
Equal splits - Divide bills evenly among everyone
Custom amounts - Set exact dollar amounts per person
Percentage splits - Allocate by percentage (perfect for income-based sharing)
Mixed splits - Combine methods for complex situations
Create unlimited groups for different circles in your life:
Roommate household expenses and rent sharing
Travel groups for vacation cost tracking
Friend groups for regular dinners and outings
Family groups for shared household bills
Project teams for collaborative expenses
Real-Time Balance Tracking
Live debt tracking across all groups
Simplified settlement suggestions
Clear visual balance summaries
Individual and group balance views
Complete expense history
Keep everyone accountable with smart reminders:
Payment due date tracking
Settlement notifications and reminders
Mark expenses as paid with one tap
Payment history and receipts
Smart Organization
Stay organized with powerful tracking tools:
Categorize expenses (food, rent, utilities, travel, entertainment)
Set custom due dates
Search and filter expense history
Recurring bill automation for monthly expenses
PERFECT FOR EVERY SITUATION
Roommates & Rent
Split rent, utilities, groceries, and household supplies. Track recurring monthly bills and ensure everyone pays their fair share on time.
Group Travel & Vacations
Manage trip expenses from flights to hotels to meals. No more awkward money conversations—everyone can see what's been spent and who owes what.
Restaurant Bills & Dining Out
Quickly divide dinner bills among friends. Handle complex splits when some people ordered more or shared appetizers.
Shared Household Costs
Track grocery runs, cleaning supplies, home repairs, and shared subscriptions with your household.
Friend IOUs & Loans
Keep track of borrowed money and casual IOUs between friends. No more forgotten debts or uncomfortable reminders.
Couples & Partners
Manage shared expenses fairly without awkwardness. Perfect for tracking date nights, groceries, or shared bills.
HOW IT WORKS
Create a Bill - Add expense title, amount, and date
Add People - Invite participants from your phone contacts
Choose Split Method - Equal, custom amounts, or percentages
Track Payments - See who's paid and who still owes
Settle Up - Mark debts as settled when paid
NO CATCH, REALLY
We know what you're thinking—"What's the catch?" There isn't one. Chippy Split was built because we were frustrated with expense apps that nickel-and-dime users for basic features. We believe bill splitting should be simple, transparent, and free.
No ads cluttering your screen. No "upgrade to premium" popups. No artificial limits on bills or groups. Just honest software that does what it promises.
JOIN THOUSANDS OF HAPPY USERS
People across the US are ditching complicated, expensive expense trackers for Chippy Split's straightforward approach. Join roommates, travelers, and friend groups who've found a better way to split bills and track shared expenses.