RupeeQ: Credit Score & Loans

RupeeQ

About this app

Check your Experian credit score, get personalized coaching, and apply for personal loans from RBI-regulated partners.

RupeeQ is built for Indians who have a credit history but still get overlooked by lenders. We show you the full picture, not just a number.

CREDIT SCORE BY EXPERIAN
Check your Experian credit score anytime. Experian is one of 4 RBI-authorized credit bureaus. Your report covers payment history, active loans, credit utilization, credit mix, and recent inquiries.

CREDIT PROFILE INSIGHTS
We break down your report in plain language. No jargon. No generic tips. Specific insights tied directly to your profile covering utilization, obligations, missed payments, inquiry impact, and account age.

CREDIT COACHING WITH ACE
ACE is your personal credit coach. It gives you a prioritized action plan based on your actual credit data showing what to fix, how long it takes, and what impact each step has on your eligibility. Built from your report, not generic advice.

PERSONAL LOANS FROM OUR TRUSTED LENDING PARTNER
Meghdoot Mercantile Pvt. Ltd. (Website: https://www.meghdootmercantile.com), an RBI-registered NBFC, offers personal loans through its digital lending platform CreditSea (Website: https://www.creditsea.com)

Tenure: 6 to 60 months
Interest rate: Starting from 12% per annum
APR: 12% to 36% depending on lender and profile
Processing fee: Up to 3% of loan amount
Representative Example: Rs. 1,00,000 at 18% p.a. for 12 months. EMI approx Rs. 9,168. Total repayment approx Rs. 1,10,016. Other charges as applicable by lender.

HOW IT WORKS
- Verify mobile with OTP
- Provide PAN and consent to fetch Experian report
- See your score and full profile breakdown
- Get ACE coaching plan
- Explore matched loan offers
- Apply through the app

DISCLOSURES
RupeeQ is operated by Intuino Business Consulting India Pvt Ltd as a Lending Service Provider (LSP). RupeeQ does not provide, approve, or disburse loans. All loans are offered by RBI-regulated Banks and NBFCs. Final terms, approval, and disbursal are determined by the respective lender. APR 12% to 36%. Coaching and insights are for educational purposes only. Loan approval and score improvement are not guaranteed.

GRIEVANCE REDRESSAL
Grievance Officer: Swati Saxena
Email: [e-mail]
Phone: [phone]
Address: Ground Floor, G-36, Block G, Sector 6, Noida, Uttar Pradesh 201301
Acknowledgement within 1 working day. Resolution within 30 days. Unresolved complaints may be escalated to RBI Sachet at https://sachet.rbi.org.in

What’s new

Here is an updated app for testing.