Saldo - Finance Management App

In-app purchases
311 reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Financial planning and money management app that makes your personal finance easy and intuitive. Download and use for free to save time and money for the things that matter!

Connect your bank accounts to see the nature of your spending, find savings opportunities and see all of your upcoming bills.

Reach your financial goals, reduce unnecessary spending and increase your savings.

Key Features:
- Connect bank accounts to track income and expenses automatically.
Integration with most US and Canada banks: Bank of America, Chase, Wells Fargo, Capital One, Citibank and 700+ more
- Track your cash or any other kind of funds manually
- Create and edit custom categories
- Create automated rules to tune categorization to your needs
- Simple monthly budgeting

Saldo lets you know:
- where your money goes
- if you are spending more or less on something over time
- how much money is in your wallet
- your bank account balance
- your net worth
- what are the upcoming bills
- if your budget is on track
- how much is available to spend till the end of the month
and more.

Coming soon:
- Bill organizer & reminders. Plan your upcoming payments
- Balance trend & future projections. See how much money you will have in the future based on your income and expenses history
- Debt tracking. Always know whom you owe and who owes you

Updated on
Sep 5, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, Contacts, and App activity
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

309 reviews
Max Ilin
July 23, 2023
This is what I was looking for! This app offers a lot for free for users from Ukraine and Canada due to the bank integration. The interface is very nice and intuitive. I would like to see more premium features, like more detailed budget planning with the ability to plan expenses and bills. To project cash flow. Also during the initial setup I've chose the wrong currency for the app and can't find where can I change it. Would be great if you can help me with this. Thanks for the great app!
Did you find this helpful?
Saldo Apps
July 24, 2023
Hi Max! Thanks for the 5 stars! Unfortunately, now you can choose the default currency only when creating a profile. But we'll add the ability to change it. Alongside with some premium features such as recurring/planned transactions, subscription management, and the option to add your stocks and crypto wallets to the app✌️
мережевий хробачок
April 19, 2023
It's just amazing. I was looking for something like that a long time and tried a lot of personal finance apps, but no one was at least near the Saldo. Perfect banks integration, very helpful web-app fully synced with the mobile, user friendly interface. Also, it's developed by Ukrainian company, and personal for me this is another big plus for this application. Overall, I'm strongly recommend it for everybody, who want to keep tracking their money.
1 person found this review helpful
Did you find this helpful?
Saldo Apps
April 19, 2023
Thanks for recommending us! And we're happy to know that after a long way looking for a perfect solution, you stopped at Saldo Finance;) In case of any questions or suggestions - don't hesitate to message our Customer Care!
Illia Stolbetskyi
April 11, 2023
The app is excellent. However, it exhibits unexpected behavior with automatic rules. Occasionally, automatic rules are deleted for some reason, and I need to recreate them.
Did you find this helpful?
Saldo Apps
April 11, 2023
Thanks so much for the positive feedback! And we'd love to deep dive into that unexpected behavior you mention, please write us a line or two at Looking forward to fixing it!

What's new

Hi there! In this update meet
- New types of assets and debts. From real estate to loans and mortgages
- Net worth performance over time
- Auto-detection of transfers between your bank accounts
Thanks for using Saldo Finance. We will be glad to hear what you think!