sBudget: Budget & Expenses

sapplify

In-app purchases

About this app

sBudget is a private budget tracker and expense manager. Track income, expenses, and budgets entirely on your phone, with no bank connection and no ads. Optional anonymous usage analytics can be turned off in Settings. Optional cloud sync is available if you want your budget across multiple devices.

Most budget apps demand access to your bank account, then turn around and sell what they learn. sBudget does the opposite. Type your transactions in, categorize them however you like, and watch your spending take shape without anyone else looking over your shoulder.

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SIMPLE EXPENSE TRACKING
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• Log income and expenses in a few taps
• Categorize spending with default or custom categories
• Add notes, dates, and currency per transaction
• Support for 76 currencies for travel and multi-currency households
• Quick-add layout designed for daily use, not weekly cleanup

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BUDGETS THAT ACTUALLY WORK
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• Create weekly, monthly, or yearly budgets per category
• Set warning thresholds so you see overspend coming, not after the fact
• Visual progress bars for every active budget
• Per-account budgets if you separate personal, business, or savings money
• Carry-over and reset behavior handled cleanly month to month

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SPENDING ANALYTICS
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• Breakdown by category over any time range
• Monthly trend charts for income, expenses, and net
• Identify the categories quietly eating your budget
• Export your full transaction history to JSON or CSV for spreadsheets or your accountant

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PRO FEATURES (ONE-TIME PURCHASE)
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sBudget Pro unlocks the power-user tools, no subscription:

• Multiple accounts: track Personal, Business, Savings, or any structure that fits you
• Recurring transactions: automate salary, rent, subscriptions, and bills
• Custom categories with your own icons and colors
• Pro is a lifetime purchase. Buy it once, keep it.

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SAPPLIFY SYNC (OPTIONAL, FREE)
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Want your budget on more than one device? Connect a free Sapplify Account and turn on Sync. It covers sBudget and every other Sapplify app you sign into, at no cost.

• Encrypted in transit (TLS) and at rest (AES-256)
• Data hosted in the EU (Ireland)
• Opt-in per app, and off until you turn it on
• Independent of Pro: Sync is free either way

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PRIVACY-FIRST BY DESIGN
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• No account required to use the app
• No bank connection, ever
• No ads. Optional anonymous usage analytics can be turned off in Settings
• All data stored locally on your device by default
• You own your data: export anytime
• GDPR compliant, EU-based developer

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PERFECT FOR
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• Anyone tired of finance apps that sell their data
• Budget-conscious individuals and families
• Freelancers tracking business expenses
• Travelers who need multi-currency support
• People paying down debt or saving for a goal
• Privacy-focused users who refuse to link their bank

Download sBudget today and take back control of your money, privately.

Legal:
• sBudget Terms: https://www.sapplify.com/terms/sbudget/
• Sapplify Account Privacy: https://www.sapplify.com/policies/account/
• Sapplify Account Terms: https://www.sapplify.com/terms/account/

What’s new

Danish, Swedish and Norwegian are now available. Fixed transfer and recurring-transaction sync, language switching and regional language names, and the black screen after sign-out. Budget Wrapped recovers from damaged saved summaries. Improved European Portuguese account wording and Pro access reliability.