Max rewards. Every swipe.
SwipeSmart instantly tells you which credit card to use at checkout so you never miss points, miles, or cash back again.
Stop guessing. Start optimizing.
HOW IT WORKS
Enter your cards once. SwipeSmart analyzes category bonuses, rotating offers, and rewards multipliers. At checkout, it shows the best card in seconds.
No spreadsheets. No mental math.
KEY FEATURES
Real-Time Card Optimization
Instantly see which card earns the most for dining, travel, groceries, gas, and more.
Smart Reward Tracking
Know exactly how many points you're earning per transaction.
Maximize Bonuses & Rotating Categories
Never miss 5x or limited-time offers again. SwipeSmart automatically tracks quarterly rotating categories for Chase Freedom, Discover It, and more.
PREMIUM FEATURES (subscription required)
Monthly Rewards Calculator
Enter your monthly spending and see exactly how much you'll earn across all your cards.
Debt Optimizer
Enter high-interest balances and get balance transfer recommendations to reduce interest payments.
Private & Secure
All your card data stays on your device. We don't collect, sell, or share anything.
Built for Speed
Designed for quick decisions at the point of sale.
PERFECT FOR
• Travel rewards enthusiasts
• Cash back maximizers
• Families managing multiple cards
• Anyone who wants effortless optimization
WHY SWIPESMART?
Most people leave hundreds of dollars in rewards unused every year. SwipeSmart makes sure you don't.