Sama Dépense

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About this app

Sama Dépense — Your Mobile Money Finance Manager in Senegal

Do you send and receive money every day via Orange Money or Wave, but never really know how much you spend or where your money goes? Sama Dépense is for you.

🔔 AUTOMATIC TRANSACTION CAPTURE
As soon as Orange Money or Wave sends you a notification, Sama Dépense automatically records it: amount, type (send, receive, payment, withdrawal), and recipient. No more manual entry—your transaction history is built automatically, in real time.

Sama Dépense uses two complementary mechanisms to ensure you never miss a transaction:
• Orange Money SMS Reading: The application reads SMS messages received from Orange Money to detect your financial transactions and record them automatically. No SMS messages are shared with third parties.

• Accessibility Service: On some devices (notably Samsung), Sama Dépense uses the AccessibilityService API to detect transaction notifications when the standard method is unavailable. This service is used solely for this purpose and does not access any other data on your phone.

📊 CLEAR AND COMPLETE DASHBOARD
View at a glance:
• Your net monthly balance (credits – debits)
• Your spending by category in a pie chart
• Your spending trends week by week
• Your latest transactions with the date, amount, and contact

🗂️ SMART CATEGORIZATION
Each transaction is automatically categorized: Food, Transportation, Health, Leisure, Savings, Transfers, Bills… If the suggested category doesn't suit you, you can change it with a single tap.

💰 MONTHLY BUDGETS BY CATEGORY
Set a monthly budget for each spending category. Sama Spending alerts you when you approach 80% of your budget and when you exceed it. A colored progress bar (green/orange/red) shows you your financial status at a glance.

🏆 KALPÉ SCORE — YOUR FINANCIAL HEALTH IN A NUMBER
Sama Spend calculates your Kalpé Score, an index from 0 to 100 that assesses your financial profile based on 5 criteria: spending rate, savings, transfer frequency, category diversity, and balance stability.

🤖 AI FINANCIAL COACH
Get personalized advice based on your own spending data. The AI ​​Coach analyzes your profile and offers concrete strategies for better money management.

📅 WEEKLY REPORT
Each week, receive a summary of your spending: total spent, most expensive category, and a comparison with the previous week.

🔒 YOUR DATA STAYES ON YOUR PHONE
Sama Spend works entirely offline. Your transactions are stored locally and encrypted on your device. No personal data is shared with third parties. Read SMS messages and intercepted notifications are used only locally to build your financial history.

🌙 DARK MODE
Easy on the eyes at any time, dark mode automatically adapts to your phone's settings.

✅ WHY SAMA EXPENSE?

• 100% compatible with Senegalese mobile money services (Orange Money & Wave)
• No manual entry required — everything is automatic
• Simple and fast interface, available in French
• Works without an internet connection
• Free, with no intrusive ads

Sama Expense is the financial companion that understands your daily life in Senegal.

Download it for free and start taking control of your finances today.

What’s new

• Correction d'un plantage au démarrage sur certains appareils Android 14+
• Le Coach IA est désormais accessible à tous les utilisateurs gratuitement
• Écrans de présentation (premier lancement) : le bouton "Suivant" n'est plus coupé sur les petits écrans
• Indicateurs de navigation circulaires et boutons harmonisés
• Stabilité générale améliorée