50K+
Downloads
Content rating
Everyone
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About this app


The Smile (Ultra Micro Service Center) Mobile application is a form of synergy of the Indonesian ultra micro holding which consists of BRI, Pegadaian and Permodalan Nasional Madani (PNM). SenyuM Mobile can make it easier for people to open savings, refer loans and enjoy a variety of financial products and services from the three companies according to their respective needs.

The products available at SenyuM Mobile are as follows:

1. Opening a UMi Simpedes Account
2. Opening, selling and buying Pegadaian Gold Savings
3. BRI Loan Referral
4. Mekaar Loan Referral
5. Pawnshop Referral


SenyuM Mobile (Ultra Micro Mobile Service Center) is a form of synergy of the Indonesian ultra micro holding which consists of BRI, Pegadaian, and Permodalan Nasional Madani (PNM). SenyuM Mobile can make it easier for people to open savings, refer loans, and enjoy a variety of financial products and services from the three companies according to their respective needs.

Products available at SenyuM Mobile are as follows:

1. Opening a Simpedes UMi Account - BRI Bank Product
2. Submission of BRI Loans - BRI Bank Products
3. Submission of Mekaar Loans - PNM Products
4. Mekaar Loan Referral
5. Pawnshop Referral
Updated on
Jul 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

What's new


1. Invite Friends
Invite your friends to open a BRI account via Smile Mobile, and get cashback directly to your account!
2. LinkUMKM
Link UMKM is now available on SenyuM Mobile!
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