SettlioWise makes splitting expenses with friends, family, and travel groups
effortless — no account, no cloud, no drama.
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SPLIT EXPENSES IN SECONDS
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Create a group, add members, and log shared expenses. SettlioWise instantly
calculates who owes what and shows the simplest way to settle — minimising
the number of transactions for everyone.
Perfect for:
• Trips & vacations
• Shared flat / roommates
• Dinners & outings
• Office team events
• Any group spending
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PERSONAL FINANCE TRACKER
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Beyond splitting, SettlioWise includes a personal tracker so you can log
your own income, expenses, and investments in one place. Get a clear picture
of where your money goes — month by month.
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KEY FEATURES
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✓ Unlimited groups & members
✓ Smart settle-up — fewest transactions possible
✓ Multi-currency support
✓ Export groups & tracker data as CSV
✓ Import existing expense sheets via CSV
✓ Works completely offline — no internet needed
✓ 100% private — all data stays on your device
✓ No sign-up or account required
✓ Dark mode support
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YOUR PRIVACY, GUARANTEED
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SettlioWise stores everything locally on your device. We never collect,
upload, or sell your financial data. No account means nothing to hack.
Download free and start splitting smarter today.
Split bills, track expenses & settle up - all stored privately on your device.