Slicent: Expense & Split Bills

The Substring

About this app

Slicent is a complete personal finance manager and group expense splitter that works entirely offline. No account needed. No internet required. Your money data stays on your device, always private and always accessible.
Whether you are managing your daily spending or splitting a trip with friends, Slicent gives you everything in one app.
EXPENSE AND INCOME TRACKING
Log every expense, income, and transfer in seconds. Choose from over 80 built in subcategories organized under 11 parent groups like Food and Dining, Transportation, Housing, Entertainment, Shopping, Health and Fitness, Education, and more. Add custom categories with your own icons and colors whenever you need them.
MULTIPLE ACCOUNTS
Create and manage separate accounts for your bank, cash, credit card, savings, and e wallets. Track balances across all of them. Transfer money between accounts and watch your balances update in real time.
BUDGETS
Set daily, weekly, monthly, yearly, or one time budgets for any category or your overall spending. Color coded progress bars show exactly how much you have left before you go over budget.
SAVINGS GOALS
Create savings goals with a target amount, deadline, custom icon, and color. Add contributions over time and optionally deduct from a linked bank account. Track your progress with a visual percentage bar and a full contribution history.
ANALYTICS AND INSIGHTS
View your spending patterns with interactive bar charts. Filter by day, week, or month. Toggle between income only, expense only, or both. See a category breakdown with percentage bars and totals. A monthly summary card shows your income, expenses, and net at a glance.
TRANSACTION LEDGER
Browse your full transaction history grouped by date. Filter by time range (7 days, 1 month, 3 months, 6 months, 1 year, all time, or a custom date range). Filter by type (expense, income, transfer). Search by note, category name, or amount. Each date section shows a daily net total.
DEBT TRACKER
Keep track of money you lent to others or borrowed from them. Log partial repayments and see a progress bar showing how much has been paid back. View full payment history for each debt. A smart settle up engine detects when you and someone owe each other and offers one tap consolidation.
PLANNED AND RECURRING PAYMENTS
Schedule bills and subscriptions with daily, weekly, monthly, or yearly frequency. See overdue, due this month, and upcoming payments at a glance. Mark payments as paid and the amount is automatically deducted from your account. A true cost visualizer shows how much a recurring payment costs you over 1, 5, and 10 years.
SHOPPING LISTS
Create shopping lists with item names, expected prices, and quantities. Set an optional budget for each list. Check off items as you shop and track your spending against the budget with a progress bar.
DOCUMENT VAULT
Store photos of receipts, warranty cards, and important documents. Set expiry dates and get a visual indicator showing if a document is valid, expiring soon, or expired.
INVESTMENT TRACKER
Log your investments in stocks, crypto, real estate, or any other asset. Enter purchase price, current value, and quantity. See your total portfolio value, profit or loss percentage, and an asset allocation donut chart.
GROUP BILL SPLITTER

Create groups for trips, roommates, or dinners. Add friends, log shared expenses, and split equally or with custom amounts. A smart algorithm calculates the minimum payments needed to settle all balances. Settle up with one tap and it syncs to your personal ledger. Optionally enable a collective group fund for upfront collections with its own separate balance sheet. Archive trips, view activity logs, and share expense reports with friends.
COMPLETELY OFFLINE AND PRIVATE
All data is stored locally on your device using SQLite. No servers. No cloud. No sign up. Your financial data never leaves your phone.

expense tracker
bill splitter
budget planner
offline money manager
group expense splitter

What’s new

Fixed currency symbols in group splitting and improved account label clarity when logging income.