Budget Planner & Money Tracker

In-app purchases
4.1
1.82K reviews
100K+
Downloads
Content rating
Everyone
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About this app

PocketGuard is a free budgeting app for people who want to be on top of their money. Personal finance made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations.

Always know what's in your pocket!
Basically, a budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget.

Comprehensive analytics!
Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard free budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, optimize your monthly budget.

Bill tracker and subscription manager!
You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again.

Do you want to lower your bills? Of course, you do! PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need.

Set and reach your financial goals!
Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or to save more for vacation. These are financial goals. PocketGuard budget app gives you all the necessary tools to set them properly.

Set up your debt-payoff plan!
Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest!

BANK-LEVEL SECURITY
We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.

Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and not required to use PocketGuard.

If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase.

PocketGuard Plus subscription lengths and prices:
- Monthly - $7.99* / month
- Annual - $34.99* / year
- Lifetime - $79.99* one-time purchase

* Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice.

Privacy Policy: https://pocketguard.com/privacy/
Terms of Use: https://pocketguard.com/terms/
Updated on
Jun 28, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.1
1.82K reviews
Ruiz Marco Collins
June 16, 2022
I think it is a neat budget app. I love the idea... I am using premium because I need to link my bank accounts. It takes a little while to get used to, but the budget wizard isn't hard. When I got to the full app, it was easy to budget. Also, I'm satisfied with the subscription manager that helps me with the cancellation of unwanted subscriptions and implemented a bill organizer for customizing my own categories. Good budget planner for every day for everyone
1 person found this review helpful
Did you find this helpful?
PocketGuard, Inc.
June 23, 2022
Hi Ruiz! Thanks for the review. We are happy to hear that our budgeting features help you cancel unwanted subscriptions and control your money. Have a good day!
Briggs Hudson Sherman
June 16, 2022
This bill organizer is wonderful! The free version allows for categories that roll over from month to month and split transactions. The paid version populates transactions from accounts and cards, then you just click and drag them to, or click and select, their designated categories in the budget you created! It adds the ability to make transfers between budget categories as well. Both are very user-friendly
Did you find this helpful?
PocketGuard, Inc.
June 23, 2022
Hi Briggs! Thanks for the review! We are glad you found our Basic and Premium versions useful for your budgeting purposes. Have a nice day!
Jeff schmidt jett
June 16, 2022
Personally, I feel like this has helped so much with my budgeting. I have a premium and opened up a bank account at a whole new bank specifically so I could track the spending I wasn't aware of. I used it for the first month to just track, and then I used it to budget and it was pretty freeing. I'm an impulse buyer, so I've been using the budget to help me, and I've been "impulse buying" my debt off and it's been the most awesome experience I've ever had, money-wise!
Did you find this helpful?
PocketGuard, Inc.
June 23, 2022
Hi Jeff! Thanks for the great feedback! We are really excited that you enjoy using our app. Don't hesitate to contact our support team at support@pocketguard.com if you have any questions. Have a nice day!

What's new

- Ability to use 2 data providers to improve overall connection success rate and bank aggregation.
- Increased the number of available category budgets from 2 to 3.
- Stability tweaks and other improvements to make managing your money as easy as possible.