MSGCU Mobile

Michigan Schools and Government Credit Union

About this app

MSGCU’s Mobile Banking App lets your banking keep up with you.

With Michigan Schools & Government Credit Union’s mobile app, banking from wherever you are is more convenient than ever.
Features include:
• Check balances, transfer money, and make loan payments
• Deposit checks using your device’s camera
• Enable fingerprint and facial recognition
• Find one of nearly 30,000 free ATMs
• Send person-to-person payments via PayPal
• Set up account alerts to your phone, email and app
• Turn debit and credit cards on and off
• Pay bills electronically
• Open new accounts and apply for loans
• See current rates
• Members can register directly from your device in four easy steps

Not a member? Anyone in Michigan can bank with us. Visit msgcu.org/join or call 866-674-2848.

Federally insured by NCUA.

Ratings and reviews

Overall the app is very good. It offers all of the options available in the old app plus all of the ones that were previously only available via the website. The biggest plus has to be the intra-member transfer feature. No longer do I have to "connect" someone's account to be able to send money. You can also send money via PayPal to anyone from the app. The "advertisement" on the top is useless as it takes away useful screen space only to display MSGCU based ads. Leave these ads for the website.

The new version was difficult to log into... kept asking same things. Seems like a lot bug fixes needed. Also don't like the new screens and don't need the graphs...keep it simple! It's not easy to see your balances with the new version. I really don't like it. Much easier and better experience logging into my other bank. I can see my balances right away!

I do not like the new app, especially the Bill Pay section - the history is backwards. Also, when you open a specific account screen, it takes up way, too much space on your computer screen. If I could at least get it to stay compact, that would be great - but nope - have to switch it every time. And why, when you flip to another account screen and then back again, do we need a note stating "your account has been opened in another screen?" Time wasted having to reset and reopen everything.

What's new

minor bug fixes and security improvements