818 reviews
Content rating
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About this app

MSGCU’s Mobile Banking App lets your banking keep up with you.

With Michigan Schools & Government Credit Union’s mobile app, banking from wherever you are is more convenient than ever.
Features include:
• Check balances, transfer money, and make loan payments
• Deposit checks using your device’s camera
• Enable fingerprint and facial recognition
• Find one of nearly 30,000 free ATMs
• Send person-to-person payments via PayPal
• Set up account alerts to your phone, email and app
• Turn debit and credit cards on and off
• Pay bills electronically
• Open new accounts and apply for loans
• See current rates
• Members can register directly from your device in four easy steps

Not a member? Anyone in Michigan can bank with us. Visit msgcu.org/join or call 866-674-2848.

Federally insured by NCUA.

Anyone in Michigan is eligible to apply for Michigan Schools and Government Credit Union loans. To learn more about our lending options and rates, please visit: https://www.msgcu.org/Michigan-loan-rates and https://www.msgcu.org/memberfastcash. Review our privacy policy to learn more about how we collect, share, and protect your personal information: https://www.msgcu.org/privacypolicy.
Our personal loans have a minimum repayment period of 1 month and a maximum repayment period of 72 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 23.519%.
Please review our loan cost example: Consider a loan where the borrower receives $5,000 at an APR of 9.00% over 36 months. The borrower would repay $159.04 every month. The total amount paid for the loan would be $5,725.26.
All loans are subject to credit approval. Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc. Contact a Member Service Representative for more details.
Updated on
Mar 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

790 reviews
Travis Locke
April 24, 2024
This app is great and convenient, but sometimes it locks me out with a message that I can't even read all the way that seems to be explaining that it won't let me log in because of something to do with other apps that are open. When this happens the app doesn't provide me with any assistance or solutions to log back in and sometimes it does this for days. Closing other apps, restarting my phone, and reinstalling the app doesn't help. I don't find any useful info when I try to troubleshoot this
Did you find this helpful?
Michigan Schools and Government Credit Union
May 2, 2024
Thank you for your feedback. We would love to be able to help you utilize the APP more easily. Please contact us at 866 674 2848 for further assistance.
Joel Bramblett
February 2, 2024
I like the app... It maybe needs an interface upgrade... But one thing I never quite grasped was when I tried to set up recurring payments on the app I had to type in the number 3 somewhere in the setup and I don't know if this is an app thing or if this is a credit union thing but... It seems like it would just be much easier to put a button on the app that says set up recurring payments then have you pick the date you want the money to come out of your account.. overall it's a pretty good app
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Michigan Schools and Government Credit Union
February 22, 2024
Thank you for the APP feedback! Updates are always in the works! Please contact us directly for more information about the specific issue with scheduling your payment. 866 674 2848
p will
June 24, 2020
I like the nee features, but there is room for much improvement and efficiency. What's the purpose of alerts that don't appear in your private email and customers must log into the app. The quick balance feature only gives partial info and no details about the current transaction. MSGCU is trying to be safe with our private info but at the sacrifices of convenience.
1 person found this review helpful
Did you find this helpful?
Michigan Schools and Government Credit Union
July 1, 2020
Hi p will, thank you for sharing how you would improve the app. We will pass your idea on to our team as a future enhancement request.

What's new

Improved performance
Bug fixes