Spendik - AI Expense Tracker

Md. Sorwar Hosen Mostafa

In-app purchases

About this app

Take complete control of your money with **Spendik** — the next-generation AI-powered expense tracker and personal finance copilot designed to make budgeting effortless.

Say goodbye to tedious manual logging. With real-time **automatic transaction detection**, **smart AI categorization**, and a **conversational AI financial assistant**, Spendik does the heavy lifting so you can focus on building wealth and hitting your financial goals.

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### ✨ WHY YOU’LL LOVE SPENDIK

🤖 **Your Personal AI Financial Assistant**
• Talk or text naturally: Just say *"Spent $25 on dinner at Olive Garden"* or *"Paid 50 for fuel"* — Spendik logs, tags, and accounts for it instantly.
• Ask anything about your finances: *"How much did I spend on groceries this month?"* or *"Am I on track with my dining budget?"*
• Multilingual & conversational: Chat in your preferred language with seamless voice and text input powered by cutting-edge Gemini AI.

⚡ **Automatic Transaction Detection (Real-Time)**
• Never miss an expense again! Spendik automatically detects payment alerts and transaction notifications from your favorite banking apps, cards, and mobile wallets (Google Pay, PayPal, bKash, Paytm, and more).
• Instant review & 1-tap confirmation: Get transaction drafts ready for quick approval or seamless automated logging.
• **100% Privacy-First:** Built-in security filters strictly ignore OTPs, 2FA codes, and sensitive security alerts.

🏷️ **Smart Categorization & Merchant Intelligence**
• Intelligent automatic tagging into intuitive categories & subcategories (Groceries, Dining, Transport, Subscriptions, Entertainment, Utilities, and more).
• Machine learning that adapts to your unique spending habits and merchant preferences over time.

🎯 **Dynamic Budgets & Savings Goals**
• Create customized category and monthly spending limits with real-time visual progress indicators.
• Smart budget alerts: Get timely warnings before you overspend.
• Set, track, and crush your savings goals with dedicated deposit logs and maturity notifications.

📊 **Deep Financial Insights & Analytics**
• Interactive charts: Breakdown your cash flow, daily spending patterns, and monthly trend graphs.
• Discover hidden spending leaks and gain actionable AI insights to optimize your monthly budget.
• Track debts, loans, and recurring fixed plans with ease.

💳 **Multi-Account & Multi-Currency Management**
• Organize Cash, Bank Accounts, Credit Cards, and Digital Wallets all in one unified dashboard.
• Seamless currency support for managing global and local accounts.

🔒 **Bank-Grade Privacy & Seamless Sync**
• Local-first architecture: Your financial data remains fast, private, and accessible offline.
• Secure Cloud Sync: Safely back up and synchronize your data across multiple devices.

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### 🚀 Stop Stressing About Money. Start Tracking Smarter.

Whether you want to track daily coffee runs, stick to a tight monthly budget, or unlock deep AI insights into your financial habits, Spendik is the smarter, faster, and cleaner way to manage your money.

👉 **Download Spendik today and experience the future of AI personal finance!**

What’s new

Welcome to Spendik!
• Smart expense & income management
• Automated budgeting and spending alerts
• Debt, loan, and savings goal trackers
• AI-driven financial health insights
• Modern, secure, and intuitive UI