Spendiko: AI Finance Companion

Content rating
Everyone
10+
Downloads
Content rating
Everyone
Users Interact
Learn more
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About this app

Spendiko is your AI-powered finance companion that makes money management effortless.

Stop manually logging every transaction. Simply speak, type naturally, or add details your way, and Spendiko intelligently organizes your expenses and income for you. Whether you're tracking daily spending, managing shared expenses with friends, or working toward financial goals, Spendiko helps you stay in control without the complexity.

With AI-powered expense tracking, smart reminders, automated workflows, budgeting tools, financial insights, and personalized scoring, Spendiko helps you understand where your money goes and make better financial decisions every day.

Key Features:

• AI-powered expense and income tracking
• Add transactions using voice in any language
• Record expenses with natural chat-like text
• Track both personal and shared expenses
• Split bills and expenses with friends instantly
• Automatic notifications for shared expenses
• Smart budgets with progress tracking
• Detailed reports and spending insights
• AI-powered reminders and financial guidance
• Custom automations to save time
• Export your financial data anytime
• Multi-currency support for global users
• Securely attach supporting documents and records

Whether you're managing personal finances, sharing expenses with friends, or building better money habits, Spendiko gives you a smarter way to track, plan, and grow your finances.

Speak it. Type it. AI tracks it.
Your AI finance companion. Just speak or type—AI tracks the rest.
Updated on
Aug 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Messages and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

• Redesigned interface with a cleaner, modern look
• Faster performance and smoother animations
• Bug fixes and stability improvements
Content rating
Everyone
Users Interact
Learn more

App support

Phone number
+923054047973
About the developer
Usama Bin Khalid
usamakla1122@gmail.com
Pakistan