Spendlo: Expense & Budget
Everyone
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10+
Downloads
Everyone
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About this app
Spendlo is a fast, private, offline-first expense tracker and budget planner that helps you take full control of your money — no account, no sign-up, no ads, no tracking. Your financial data stays on your device.
Whether you're logging daily spending, planning a monthly budget, or keeping an eye on credit cards and loans, Spendlo keeps it simple, accurate, and completely under your control.
► TRACK EVERY EXPENSE & INCOME
• Log expenses, income, and account transfers in seconds
• Organise spending with categories and subcategories
• Split a single payment across multiple categories
• Add notes, tags, and receipt photos to any transaction
• Save frequent transactions as one-tap templates
► BUDGETS THAT KEEP YOU ON TRACK
• Set monthly budgets per category
• See live progress bars and remaining balances
• Get budget variance insights on your dashboard
► ACCOUNTS, CARDS & LOANS
• Manage cash, bank, wallet, savings, and investment accounts
• Track credit card statements, due dates, and minimum payments
• Follow loan installment schedules and mark payments paid
• Automatic running balances and net worth
► BILLS & RECURRING TRANSACTIONS
• Automate salaries, rent, subscriptions, and bills
• Local reminders before a bill is due — nothing sent to a server
► CLEAR REPORTS & INSIGHTS
• Monthly and yearly dashboards
• Income vs expense and category charts
• Net worth trend, cash flow, and savings rate
• Calendar view of your daily spending
► POWERFUL, PRIVATE & PORTABLE
• 100% offline — works with no internet
• Optional PIN lock to keep your finances private
• Export to JSON and CSV anytime
• Optional backup to your own Google Drive — you stay in control
• Accurate double-entry engine so your books always balance
Spendlo is built for people who want a serious money manager without giving up their privacy. Download it free and start understanding where your money goes today.
Whether you're logging daily spending, planning a monthly budget, or keeping an eye on credit cards and loans, Spendlo keeps it simple, accurate, and completely under your control.
► TRACK EVERY EXPENSE & INCOME
• Log expenses, income, and account transfers in seconds
• Organise spending with categories and subcategories
• Split a single payment across multiple categories
• Add notes, tags, and receipt photos to any transaction
• Save frequent transactions as one-tap templates
► BUDGETS THAT KEEP YOU ON TRACK
• Set monthly budgets per category
• See live progress bars and remaining balances
• Get budget variance insights on your dashboard
► ACCOUNTS, CARDS & LOANS
• Manage cash, bank, wallet, savings, and investment accounts
• Track credit card statements, due dates, and minimum payments
• Follow loan installment schedules and mark payments paid
• Automatic running balances and net worth
► BILLS & RECURRING TRANSACTIONS
• Automate salaries, rent, subscriptions, and bills
• Local reminders before a bill is due — nothing sent to a server
► CLEAR REPORTS & INSIGHTS
• Monthly and yearly dashboards
• Income vs expense and category charts
• Net worth trend, cash flow, and savings rate
• Calendar view of your daily spending
► POWERFUL, PRIVATE & PORTABLE
• 100% offline — works with no internet
• Optional PIN lock to keep your finances private
• Export to JSON and CSV anytime
• Optional backup to your own Google Drive — you stay in control
• Accurate double-entry engine so your books always balance
Spendlo is built for people who want a serious money manager without giving up their privacy. Download it free and start understanding where your money goes today.
Track expenses, set budgets & manage money - 100% offline, private & free.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
Bulk SMS Import now works with any currency, not just PKR (USD, EUR, AED, and more).
New "Learn from old transactions" - one tap builds category rules from your existing history.
Duplicate SMS detection so pasting the same message twice won't double-import it.
Faster review screen: select/deselect all, set one account for every row, collapsible details.
More reliable auto-categorization - your corrections always stick.
Easier Groq AI setup with step-by-step guidance.
New "Learn from old transactions" - one tap builds category rules from your existing history.
Duplicate SMS detection so pasting the same message twice won't double-import it.
Faster review screen: select/deselect all, set one account for every row, collapsible details.
More reliable auto-categorization - your corrections always stick.
Easier Groq AI setup with step-by-step guidance.
