Spliq — split smart, live better.
Take control of your money without spreadsheets. Spliq is a personal finance app built for real life: track income and spending, split bills with friends and family, import bank statements, and work toward your goals — all in one clean, easy-to-use app.
Whether you are managing a household budget, splitting dinner with roommates, or planning a trip with friends, Spliq keeps everyone on the same page.
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SPLIT UP — SHARED EXPENSES, SORTED
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• Create groups for trips, rent, groceries, events, and more
• Add expenses and split them fairly — equal, custom, or by share
• See who owes whom at a glance with live balances
• Settle up with notes and payment proof attachments
• Invite members by link, WhatsApp, or email
• Works offline — add and edit expenses without internet; syncs when you reconnect
• Share payment screenshots directly into Spliq from other apps
No more awkward “you owe me” texts or lost receipts.
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TRACK INCOME & EXPENSES
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• Log daily spending with categories and emojis
• Scan receipts with on-device OCR — fast, private, no extra API cost
• Set monthly budgets and watch your progress
• Track income sources and see your full financial picture
• Family section for household members and shared context
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FINANCIAL GOALS
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• Set savings and spending goals with clear targets
• Track progress over time and stay motivated
• Get goal-aware guidance from the Balance Advisor
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BANK STATEMENT IMPORT
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• Import CSV bank statements shared from your banking app
• Smart deduplication so you do not double-count transactions
• Insights to help you understand spending patterns
• Free: one import · Pro: unlimited imports
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AI BALANCE ADVISOR
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• Ask budgeting questions and get guidance based on your numbers
• Twice-daily personalized dashboard insights (Pro)
• Practical tips — not generic finance lectures
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WHATSAPP REMINDERS (PRO)
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• Connect WhatsApp to send Split Up balance reminders
• Gentle nudges when friends owe you — professional and polite
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BUILT FOR EVERYDAY USE
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• Clean, modern design — easy navigation on any phone
• Offline-first Split Up for unreliable connections
• Push notifications for invites, expenses, and reminders
• Google Sign-In and secure Firebase cloud sync
• Share targets: import statements and payment screenshots from other apps
• System photo picker for receipts and attachments — your privacy first
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FREE VS PRO
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Start free with core tracking and Split Up. Upgrade to Pro for:
• No ads
• Unlimited expenses and statement imports
• Unlimited Split Up groups and members
• Unlimited AI Advisor
• WhatsApp Split Up reminders
• Personalized AM & PM dashboard insights
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PRIVACY YOU CAN TRUST
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• Receipt scanning runs on your device
• Your contact list stays on your phone — never uploaded
• Financial data is stored securely in Firebase
• We do not sell your personal information
Download Spliq today — split smart, live better.
Questions or feedback? info@spliqcloud.com
Split bills, track spending, and manage budgets with friends. Split smart