Novo - Small Business Checking

4.02K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Do you need a checking account for your small business? Novo is for modern businesses.

With Novo you can apply for an account online in minutes, so you have more time to focus on your business.

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A.; Member FDIC. Novo provides free banking tools to small businesses, all within the Novo app. You can link your existing accounts, control your debit card, pay your bills, process ACH transfers, deposit checks, categorize transactions, and separate your funds for savings in Reserves.

You’ll receive a Novo Mastercard Business Debit Card and The Novo Virtual Card to pay for things online, around the world, and use any ATM without fees from us. Send unlimited payments and paper checks for free.

Novo supports almost any business operating in the U.S. As long as the owner has a social security number, they're able to apply for a Novo Business Checking Account.
Updated on
Mar 16, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
Data can’t be deleted
4.02K reviews
Evan Rossi
February 27, 2023
An overall solid banking app for small business owners. I haven't yet had any major problems with the app itself. Trying to log onto the website through my desktop, however, tends to be a huge struggle. The authentication is just very buggy on the desktop version, for whatever reason that may be. Fix that, continue to make fluidity improvements to the user experience overall, and continue to work on neat features, and I'll gladly continue to use this for all my business account needs!
2 people found this review helpful
Did you find this helpful?
Ian Meltzer
October 19, 2022
Been great for the most part so far - I kind of wish invoicing had additional payment options for cash (just so you have a record of it) or PayPal where they can just click a button and pay. PayPal integration into the invoicing would be amazing (and what I want the most). Having to go into 4 different places for invoices is really annoying and I'd like to have one place for everything
13 people found this review helpful
Did you find this helpful?
Novo Platform Inc.
November 3, 2022
Thank you for your feedback, Ian! We'll work on making our invoices more user-friendly!
Joel Camins
October 20, 2022
Update 10/23: Their security is absurd. They send confirmation codes to multiple points of contact, and you need to enter all of them just to receive an email saying they flagged your login attempt as suspicious, despite being the main device you always use to access Novo. Then, you have to confirm that you were the one attempting to log in, but their website is broken and you get a 404 error, which renders the mobile app completely useless because you can never complete the login process.
24 people found this review helpful
Did you find this helpful?
Novo Platform Inc.
May 24, 2022
Hi Joel, We're sorry you're having so much trouble depositing your checks. Please reach out to us through your support tab or by email to One of our agents will be happy to discuss alternative ways to deposit money so your business can access your funds faster!

What's new

• Save up to $3,000 with new and improved Novo Perks!
• Save your progress and come back later with draft invoices.
• Checklist to help you set-up your Novo account!
• Bugs fixes & UI improvements.