Novo - Small Business Checking

5.12K reviews
Content rating
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About this app

Do you need a checking account for your small business? Novo is for modern businesses.

With Novo you can apply for an account online in minutes, so you have more time to focus on your business.

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A.; Member FDIC. Novo provides free banking tools to small businesses, all within the Novo app. You can link your existing accounts, control your debit card, pay your bills, process ACH transfers, deposit checks, categorize transactions, and separate your funds for savings in Reserves.

You’ll receive a Novo Mastercard Business Debit Card and The Novo Virtual Card to pay for things online, around the world, and use any ATM without fees from us. Send unlimited payments and paper checks for free.

Novo supports almost any business operating in the U.S. As long as the owner has a social security number, they're able to apply for a Novo Business Checking Account.
Updated on
Apr 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.03K reviews
Evelina Everest
March 29, 2024
Terrible bank. Terrible app. It glitched and got stuck on the enable notifications screen. Then I tried to close the app and reopen. It told me my password was incorrect and locked me out. The only reason I am downloading the app at all is so I can close my account. The app is required to speak to customer service. There is no phone number or desktop option...
4 people found this review helpful
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Novo Platform Inc.
April 1, 2024
We apologise for the difficulties you experienced while using the app. If you would like some assistance or additional information, please contact us via or respond with your business name or email associated with your account and we will be happy to help you further.
Jesse Lavery
March 18, 2024
Terrible banking institution, do not download this app and do not trust them with your money. They do not operate like most banking institutions. Depositing checks takes an obscene amount of time, always 7 to 9 days. Using your debit card is next to impossible. Every single transaction is declined initially until you authorize it through the app. It is quite frustrating having your card declined wherever you're trying to use it. I was told that nothing can be done and I have to live with it
5 people found this review helpful
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Novo Platform Inc.
March 18, 2024
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at Thank you.
Andra Rabanal
February 2, 2024
Love NOVO!! Best banking ever! Quick and easy deposit, transfers, and bill pay. You can set up reserve accounts for state taxes or budget towards big future purchases. Thought not being able to communicate physically would make banking online hard. Not the case! I mistakenly entered a lower amount for a check I deposited they were quick and efficient in correcting my error within a couple of business days. Everything you'll need is on the app. I have only ever needed to contact NOVO once.
1 person found this review helpful
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What's new

• You are now able to create a Virtual Card PIN, so you can transact with any merchant that requests a PIN when you use your Virtual Debit Card
• Bug fixes with Performance Improvements.