Spliz: Split Bills & Expenses

Spliz

About this app

The end of "I'll pay you back tomorrow". Split bills and group expenses with your friends, everyone approves with a tap, and the whole group settles in seconds. Try it in guest mode: free, no account needed.

Trips, roommates, restaurant dinners, birthday parties. Spliz splits your shared expenses and settles every balance in one signature. No more chasing transfers, no more scattered payment requests, no more "how much do I owe again?"

▸ WHY SPLIZ

• Split the bill any way: equal, exact amounts, custom shares, or Lucky
• Settled in seconds: one transaction pays everyone in the group back at once
• 100% consensus: nobody pays without their own signature
• Join with a link: sign in with Google, Apple, or bring your own wallet
• Non-custodial: Spliz never holds your money or your keys
• Gas on us: Spliz covers the network cost of every settlement
• 40+ currencies on display: read the bill in your own currency, settle in USDC

▸ HOW IT WORKS

1. Create a Spliz and invite your friends with a link
2. Everyone adds expenses as they go: the dinner bill, the hotel, the taxi
3. When the group is ready, each member approves in one tap
4. Every balance settles at once, and nobody is left chasing anyone

Your first Spliz takes 30 seconds.

▸ FOUR WAYS TO SPLIT EXPENSES

• Equal: the bill divided between everyone, the classic
• Exact: each person pays for what they actually had
• Shares: two portions for one friend, one for another
• Lucky: one name drawn at random pays the whole bill

▸ WHAT PEOPLE SPLIT WITH SPLIZ

• Travel expenses: flights, hotels, the restaurant bill on the last night
• Roommate expenses: rent, groceries, the subscriptions everyone shares
• Night out: bars, dinner, the ride home
• Couple expenses: daily life and holidays, split without keeping score
• Group expenses for events: birthdays, group gifts, tickets one friend bought for everyone

▸ PRICING

Spliz is free to download. When a group settles, Spliz charges a 0.1% service fee in USDC, with a 0.10 USDC minimum (about $0.10). A 100 USDC dinner split four ways costs each person around 2 to 3 cents. No subscription. No hidden fees on the Spliz side. No ads. Adding money or cashing out goes through a partner that charges its own fees.

▸ SECURITY

• Non-custodial: Spliz never holds your money. Every settlement goes wallet to wallet
• Your wallet, by Privy: created when you sign in, exportable at any time
• Back up your access once. Nobody, not even Spliz, can restore it for you if you lose both your recovery code and your sign-in methods
• Spliz is not a bank. Your money sits in your own wallet, not on deposit with us, and is not covered by any deposit guarantee
• Built on Base, Coinbase's network, and settled in USDC, the digital dollar issued by Circle
• Every settlement is recorded publicly and verifiable at any time

▸ WHAT THE GROUP SETTLES IN

Groups settle in USDC, a digital dollar issued by Circle and backed by dollar reserves. Everyone reads the bill in their own currency, and the whole group settles in seconds.

Split the bill. Settle the group. Done.

What’s new

First public release.

Spliz splits a bill with friends and settles it for real. Everyone signs, one transaction closes the group, and the money moves in USDC on Base.

You can cash out to your bank, and you see the route and the fee before you start.