PinjamDuit - Pinjaman Daring

PT Stanford Teknologi Indonesia

About this app

PinjamDuit - An online credit platform WITHOUT COLLATERAL / money lending application with INTEREST AS LOW AS 0.1% / Lending funds with HIGH LIMIT & FAST DISBURSEMENT throughout Indonesia. PinjamDuit is licensed, registered, and supervised by the Financial Services Authority (OJK), and is ISO 27001 and ISO 37001 certified, ensuring your data is secure. Using modern and innovative data technology, we serve qualified users who are not yet able to access traditional financial services.

Online Loan Products
- Loan limit up to IDR 50,000,000
- Loan terms from 150 to 360 days
- Interest starting from 0.01%/day
- Interest Rate (Max APR): 20.3%/year
- Service Fee: 0.24%/day
- No additional fees.
- For a loan of IDR 1,000,000 with a term of 180 days, the fees charged are as follows:
Daily Interest Rate: 20.3%/365 = 0.06%
Daily Loan Interest: IDR 1,000,000*20.3%/365= IDR 600
Daily Service Fee: IDR 1,000,000*0.24% = IDR 2,400
Total Loan Interest = IDR 1,000,000*(20.3%/365)*180+IDR 1,000,000*0.24%*180 = IDR 540,000
Total Repayment Fee = IDR 1,000,000+IDR 540,000 = IDR 1,540,000

Loan Application Requirements
- Aged 18+ years old
- Citizen and have an e-KTP (Indonesian National ID Card)
- Have an active and verifiable phone number

Loan Process
- Download the PinjamDuit app
- Fill in the information correctly
- Select the desired limit and term
- Submit a review
- Funds are credited to your account

Product Benefits
- Unsecured Loans
PinjamDuit offers online loans without the need for collateral. With just an e-KTP (Indonesian National ID Card) and personal information, you can apply for a loan at PinjamDuit.
- Safe and Trustworthy
PinjamDuit has been used by over 20 million Indonesians. It is licensed, registered, and supervised by the Financial Services Authority (OJK) under the regulatory umbrella of POJK No. 40 of 2024 concerning Information Technology-Based Joint Funding Services (LPBBTI), and is ISO 27001 certified, ensuring your data privacy is protected according to financial services industry standards. PinjamDuit has also received official permission from the OJK under decree number KEP-5/D.05/2021.
- Fast Application
The PinjamDuit application eliminates the complicated and conventional procedures of traditional financial services, allowing your loan to be disbursed immediately after your loan application is approved.
- Easy Repayment
Loan repayment is flexible and can be paid in installments. Payments are easy and can be made anywhere, through ATMs, internet banking, mobile banking, or minimarts. PinjamDuit will automatically receive your loan payment.
- 24-Hour Service
PinjamDuit provides 24-hour customer service. If you have any questions, please contact us through the contact information provided, and we will respond promptly.

Contact Us
- Website: https://www.pinjamduit.co.id/
- Phone: [phone]
- Address: PT Stanford Teknologi Indonesia, Sahid Sudirman Center Building, 16th Floor (Unit D)
- Email: [e-mail]
PinjamDuit provides online loans throughout Indonesia.

Ratings and reviews

Limit is too little. Tenure is to short. Besides, the interest is considerately HIGH. Too bad, there is also a daily service charge 0.32% even make this application has NO BENEFIT for me. Unfortunately, I have decided to close and erase my account. NOT RECOMMENDED aplication at all!!!

Very annoying application (debt collector) with highrate interests with short tenor. Will deleted and uninstall for sure after done. During this pandemic situation this app can surely make someone died because of their debt collector behaviour make someone decrease their immunity! To add my review too bad that they dont have extra time for payment although you have paid some amount but the collector calls you and insist you have to pay all of it. Cruel app...!!

My first application is passed quickly, the process is fast and easy, the interest is less than 3%, now Pinjamduit is helping me almost every month, my quota has been increased to 7,000,000, please keep cooperating,,,, I will try my best Repay the money on time............... I have tried 4 loan apps so far,,,, and this is the one I think is I recommend the most.......... Continue to maintain service standards,,,,, and you will have more users!!!!

What’s new

1. Optimasi proses aplikasi agar berjalan lebih lancar dan tampilan lebih jelas.
2. Perbaikan beberapa bug yang telah ada.