Stashfin: Personal Loan, Bonds

3.7
417K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Stashfin is an online personal loan app trusted by over 4 Crore Indians.

Download the Stashfin loan app to enjoy instant personal loans at 0% interest-free period of up to 30 days. Apply for a quick online loan and get the amount directly into your bank account with minimal documentation and instant approval. With 10,000 crore+ already disbursed and 40M+ happy customers,Stashfin: Personal Loan, Bonds App is a one-stop destination for all your financial needs, from personal loans to insurance, bonds, bill payments, and credit reports, all in one app with a 100% secure digital process.

Why choose Stashfin: Personal Loan, Bonds App?
1) Hassle-Free Instant Personal Loan
✅Get instant personal loan from ₹1,000 to ₹5,00,000
✅Interest-free period of up to 30 days
✅Pay interest only on the funds you use
✅Tenure: 3 months - 36 months
✅APR: 21% p.a. to 45% p.a

2) Investment in SEBI-regulated Corporate Bonds
✅Earn high returns of 14.9% p.a
✅Investments start with just ₹10,000
✅Interest is credited monthly to your bank account
✅Low volatility compared to the stock market

3) Insurance
Stashfin offers Wallet protect, Loan & EMI protect, Travel assist and many more.

4) Credit Repair
Stashfin's Credit Repair helps you check your credit report, build your credit scores and improve your creditworthiness.

5) Vouchers
✅Get shopping vouchers from top e-commerce and retail platforms
✅Enjoy delicious treats with food dining and delivery vouchers
✅Access subscriptions and movie deals for endless fun

How does the Stashfin Loan App Work?
Download the Stashfin instant personal loan app and register with your phone number.
Fill in your details and upload verification documents.
Once verified, apply for a personal loan online of up to ₹ 5 lakh.
If the loan is approved, e-sign the loan agreement.
The approved amount will be disbursed to you within 5 minutes.

What Are the Eligibility Criteria to Apply for an Instant Personal Loan?
You should be:
✅An Indian Citizen
✅Above the age of 18
Documents Required for Instant Personal Loan-
✅Address Proof (Aadhaar Card/Voter ID/Passport/Driving License)
✅Identity Proof (PAN ID)
In some cases, you may also be asked for:
✅Bank Statement
✅ITR/ GST Paper

Enjoy a secure loan with Stashfin App, fortified with robust SSL encryption and strict adherence to RBI Guidelines. There are no hidden charges applicable anywhere. We ensure transparency with clear ROI calculations and the following sample EMI calculations on personal loans:
Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% p.a
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

FAQs
Which loan apps offer the smallest processing time and clear repayment options?
Stashfin offers instant personal loans online within minutes and lists all of their repayment options clearly in the loan document.

How much personal loan can I get on a ₹40,000 salary?
Top personal loan apps like Stashfin offer loans of up to ₹500,000 depending on the applicant’s salary, debt-to-income ratio, credit score, and credit history.

How to check loan eligibility?
You can check your personal loan eligibility on the Stashfin app and website.

About Stashfin
Stashfin is a Digital Lending Application ("DLA") operated by EQX Analytics Private Limited. It acts as a Lending Service Provider ("LSP") for Akara Capital Advisors Private Limited, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI).

Stashfin also serves as a facilitator for corporate bonds with SEBI-registered Online Bond Platform Providers (OBPPs), specifically GripInvest and Aspero.

Contact Us:
Mail: grievance.officer@stashfin.com
Call: +91-9289108566 | 0124-6981222
Address: Unit Nos. 1801-1805,1806A,1806B,1807A, 1807B and 1815, 18th Floor, Magnum Global Park, Golf Course Ext Road, Sector 58, Gurgaon-122011, Haryana
Updated on
Dec 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Messages and 2 others
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
415K reviews
Syeda Fahimmunnis
December 4, 2025
I applied for a loan through this app and also enabled auto-EMI. However, when the loan amount was about to be credited, the app showed a message saying "We are unable to process the amount, you are not eligible." Despite this, the auto-EMI option is still active and showing on my account. This is completely unacceptable and appears to be fraudulent. This app is misleading users, and I request immediate action against it., please help me?
37 people found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
December 4, 2025
Dear Customer, We're sorry to hear about your experience. At Stashfin, we strive to provide the best service, and your feedback is important to us. We'd love to understand your concerns better and work towards a resolution. Please reach out to us at www.stashfin.com/customer-services, and our team will be happy to assist you. - Team Stashfin
Anand Jha
December 15, 2025
I find this application not trustworthy because they mentioned everywhere there won't be any charge on the 30 days free credit period but now it see a charge of Rs 2499 stating platform fee and gst in the loan agreement and surprisingly I didn't found the loan contract at the time of using credit limit. I find it dubious because it's almost 5% of total amount of Rs 50000 which i borrowed. I believe that if you guys take any kind of charges just be fair and clear to the customer. Worst Chatbot
3 people found this review helpful
AKARA CAPITAL ADVISORS PRIVATE LIMITED
December 16, 2025
Dear Customer, We're sorry to hear about your experience. At Stashfin, we strive to provide the best service, and your feedback is important to us. We'd love to understand your concerns better and work towards a resolution. Please reach out to us at www.stashfin.com/customer-services, and our team will be happy to assist you. - Team Stashfin
Manish Sangwan
December 18, 2025
After charging a high interest rate on loans, they don't have a appropriate number where we can communicate with them about our problems and on email i am receiving on a automated mail twice a day. Worst experience, worst management and Please don't take loan from this app if you want to sleep .......
AKARA CAPITAL ADVISORS PRIVATE LIMITED
December 18, 2025
Dear Customer, We're sorry to hear about your experience. At Stashfin, we strive to provide the best service, and your feedback is important to us. We'd love to understand your concerns better and work towards a resolution. Please reach out to us at www.stashfin.com/customer-services, and our team will be happy to assist you. - Team Stashfin

App support

About the developer
AKARA CAPITAL ADVISORS PRIVATE LIMITED
playstore@stashfin.com
60, Second Floor, Arjun Nagar, Kasturba Nagar, Kotla, Mubarakpur New Delhi, Delhi 110003 India
+91 92891 08526

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