Stashfin: Personal Loan, Bonds

3.7
437K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Stashfin is an online personal loan app trusted by over 4 Crore Indians.

Download the Stashfin loan app to enjoy instant personal loans at 0% interest-free period of up to 30 days. Apply for a quick online loan and get the amount directly into your bank account with minimal documentation and instant approval. With 10,000 crore+ already disbursed and 40M+ happy customers,Stashfin: Personal Loan, Bonds App is a one-stop destination for all your financial needs, from personal loans to insurance, bonds, bill payments, and credit reports, all in one app with a 100% secure digital process.

Why choose Stashfin: Personal Loan, Bonds App?
1) Hassle-Free Instant Personal Loan
✅Get instant personal loan from ₹1,000 to ₹5,00,000
✅Interest-free period of up to 30 days
✅Pay interest only on the funds you use
✅Tenure: 3 months - 36 months
✅APR: 21% p.a. to 45% p.a

2) Investment in SEBI-regulated Corporate Bonds
✅Earn high returns of 14.5% p.a
✅Investments start with just ₹10,000
✅Interest is credited monthly to your bank account
✅Low volatility compared to the stock market

3) Insurance
Stashfin offers Wallet protect, Loan & EMI protect, Travel assist and many more.

4) Credit Repair
Stashfin's Credit Repair helps you check your credit report, build your credit scores and improve your creditworthiness.

5) Vouchers
✅Get shopping vouchers from top e-commerce and retail platforms
✅Enjoy delicious treats with food dining and delivery vouchers
✅Access subscriptions and movie deals for endless fun

How does the Stashfin Loan App Work?
Download the Stashfin instant personal loan app and register with your phone number.
Fill in your details and upload verification documents.
Once verified, apply for a personal loan online of up to ₹ 5 lakh.
If the loan is approved, e-sign the loan agreement.
The approved amount will be disbursed to you within 5 minutes.

What Are the Eligibility Criteria to Apply for an Instant Personal Loan?
You should be:
✅An Indian Citizen
✅Above the age of 18
Documents Required for Instant Personal Loan-
✅Address Proof (Aadhaar Card/Voter ID/Passport/Driving License)
✅Identity Proof (PAN ID)
In some cases, you may also be asked for:
✅Bank Statement
✅ITR/ GST Paper

Enjoy a secure loan with Stashfin App, fortified with robust SSL encryption and strict adherence to RBI Guidelines. There are no hidden charges applicable anywhere. We ensure transparency with clear ROI calculations and the following sample EMI calculations on personal loans:
Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% p.a
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

FAQs
Which loan apps offer the smallest processing time and clear repayment options?
Stashfin offers instant personal loans online within minutes and lists all of their repayment options clearly in the loan document.

How much personal loan can I get on a ₹40,000 salary?
Top personal loan apps like Stashfin offer loans of up to ₹500,000 depending on the applicant’s salary, debt-to-income ratio, credit score, and credit history.

How to check loan eligibility?
You can check your personal loan eligibility on the Stashfin app and website.

About Stashfin
Stashfin is a Digital Lending Application ("DLA") operated by EQX Analytics Private Limited. It acts as a Lending Service Provider ("LSP") for Akara Capital Advisors Private Limited, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI).

Stashfin also serves as a facilitator for corporate bonds with SEBI-registered Online Bond Platform Providers (OBPPs), specifically GripInvest and Aspero.

Contact Us:
Mail: grievance.officer@stashfin.com
Call: +91-9289108566 | 0124-6981222
Address: Unit Nos. 1801-1805,1806A,1806B,1807A, 1807B and 1815, 18th Floor, Magnum Global Park, Golf Course Ext Road, Sector 58, Gurgaon-122011, Haryana
Updated on
Mar 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Messages and 2 others
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
435K reviews
Sourav Majumder
March 18, 2026
18/03/26 Al-generated, and not too long.I love the app. The new updated in firel it's was extremely baggy! You'd stop an entry and wait several seconds which made the app a pain. But now the download is faster and much more stable. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it best
1 person found this review helpful
Stashfin
March 18, 2026
Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin
Naresh Singh
March 14, 2026
I've had a good experience using the 1/3rd Card app. It's a convenient digital credit card that lets you split purchases into three monthly payments, which really helps with managing expenses without paying everything at once. The instant virtual card is especially useful for online shopping, and the 1% rewards on selected purchases are a nice bonus. The app itself is simple, clean, and easy to use. The process is straightforward, and transactions are smooth. It's great for anyone...
2 people found this review helpful
Stashfin
March 16, 2026
Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin
Nagendra Patel
March 17, 2026
stashfin is hands-down one of the most reliable fintech apps I’ve used. I needed urgent funds for a medical emergency, and the entire process—from downloading the app to getting the amount credited—was incredibly fast and seamless. The interface is clean, and I love that they offer a credit line up to ₹5,00,000 with transparent terms.
Stashfin
March 18, 2026
Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin

App support

About the developer
EQX ANALYTICS PRIVATE LIMITED
infra.admin@stashfin.com
60, Second Floor, Arjun Nagar, Kotla Mubarakpur, Kasturba Nagar (South Delhi), Central Delhi, New Delhi, Delhi 110003 India
+91 96432 00005

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