Stashfin UPI, Pay Bills, Loans

Stashfin

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About this app

Stashfin is India’s leading fintech platform that simplifies your relationship with finance. Trusted by 40 million+ users, Stashfin offers Credit Card Bill Payments, Instant UPI Money Transfers, 24K Digital Gold, Credit Health Reports, Corporate Bonds, Personal Loans, Insurance, and more.

1. Credit Card Bill Payments
Win 24K gold worth upto ₹500 on every credit card bill payment
Manage multiple credit cards without switching between banking apps
Pay your bills via Stashfin UPI, BHIM UPI, PhonePe, GPay, or any other UPI app
Settle your credit card outstanding without logging into your bank’s portal
Get real-time reminders & updates on your credit card bill

30+ Credit Cards Supported on Stashfin
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, SBM Bank India Limited, DBS Bank, South Indian Bank, HSBC Bank, and all VISA, Mastercard, RuPay, Diners Club, AMEX, and Discover cards

Utility Bill Payments & Recharge, powered by Bharat Connect
Never miss a due date for electricity, water, gas, & other essentials
Covers 300+ major national & regional service providers
Instant FASTag & mobile recharges for Jio, Airtel, Vi, BSNL or other networks

2. Money Transfer via UPI Payments
Send money using a UPI ID or mobile number
Link multiple SBI, HDFC, ICICI, Axis & 140+ other bank accounts & enjoy self-transfer
Scan QR code to pay merchants
Split bills & other payments with friends
Set up recurring payments for bills & subscriptions
Check transaction history & account balance in real time

3. 24K Digital Gold
Secure your savings in 24K gold
Start investing with just ₹10
Track gold rate in real time
Insured locker storage powered by Augmont
Flexibility to liquidate anytime
SIP or lump sum gold investment options

4. Credit Health Report & Credit Builder
Secure better loan & credit card offers with credit builder & repair
Get detailed reports & expert tips to boost credit score

5. Corporate Bond
Earn competitive returns of upto 14.5% p.a.
Start investing with just ₹10K
Get monthly interest directly to your bank account

6. Insurance
Low-cost, high-impact insurance plans to secure your earnings
100% digital process with a user-friendly interface
Annual insurance plans starting at ₹4/day

7. Gift Vouchers
Exclusive offers on Amazon, Flipkart, Nykaa, Myntra & more
Save on Zomato, Zepto, Blinkit, Bigbasket, and other delivery apps
Deals for PVR INOX, Uber, MakeMyTrip, and others
In-house deals at IKEA, Starbucks, Westside, Reliance Jewels, Kalyan Jewellers, and more

8. Personal Loan
Get upto ₹5 Lakh at 0% interest for upto 30 days
Only pay interest on the funds you utilise
No collateral or assets are required as security
No branch visits needed. Just provide your PAN, Aadhaar, & a selfie
Zero foreclosure or prepayment charges
Apply anywhere, anytime via Stashfin app
Zero hidden charges

Eligibility

Qualification:
Age: 18 to 59 years.
Employment Status: Available for both salaried and self-employed individuals
Income: Minimum monthly income as per current policy
Credit Score: A credit score of 730 or above (exceptions may apply)

Interest Rates & Charges
Personal Loan Interest Rate: 0% interest for the first 30 days. Rates from 11.99% apply thereafter
Platform Fees: 2% – 3.5%
Transaction Fees: 2.85%
Foreclosure/Prepayment Charges: NIL

We ensure transparency with clear ROI calculations & the following sample EMI calculations on personal loans:

Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% p.a
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

Stashfin is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners.

Contact us:
Email: [e-mail]
Call: [phone]

Ratings and reviews

Al-aenerated, and not too long.l love the app. The new updated in firel it's was extremely baggy! You'd stop an entry and wait several seconds which made the app a pain. But now the download is faster and much more stable. Not to mention beinc unable to use the app when it's syncing because its literally stop responding until it's done. This is syncing happens pretty much every time you open the app, start, stop, or edit an it best entry, ^

I love this loan app the app is so much faster download. thank you so much everyone algorithms. not to mention being unable to app it's syncing because it's literally stop responding until it's done. but now download faster and more stable. this syncing happens pretty much every time you open the app, start, stop or edit an entry so it was real pain to use. you would stop an entry and it would be several seconds before it would actually stop and those extra seconds are added to the entry Super’’

love the app. The new updated in firel it's was extremely baggy! You'd stop an entry and wait several seconds which made the app a pain. But now the download is faster and much more stable. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it best to you Super’’