Debt Payoff Planner

4.1
59 reviews
Content rating
Everyone
1K+
Downloads
Content rating
Everyone
Learn more
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About this app

Take control of your financial future with our Debt Payoff Tracker app!

Designed to simplify debt management, this app helps you create a personalized repayment plan to eliminate debt faster and save on interest.

Key Features:

- Simple Loan Input: Quickly add your loan details, including balance, interest rate, and minimum payment.

- Custom Payoff Plans: Choose from proven strategies like Debt Snowball, Debt Avalanche, or create your own custom plan.

- Extra Payment Management: Allocate extra monthly payments or one-time windfalls to accelerate your progress.

- Motivating Visuals: Track your journey with interactive charts and see how extra payments reduce your payoff time.

- Payment Tracking: Log payments easily to stay on top of due dates and monitor your financial progress.

- Multi-Loan Support: Organize loans across categories, from credit cards and student loans to mortgages and auto loans.

Whether you’re tackling student loans, credit card debt, or any other financial hurdle, our app makes debt payoff manageable and rewarding. Start your debt-free journey today and take one step closer to financial freedom!
Updated on
Dec 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

Ratings and reviews

4.2
55 reviews
Cheri Hunt
February 25, 2026
There doesn't seem to be a way to edit and save how much extra you are putting each month and there is also no way to include large 1 time payments for bonuses and such. Also no timeline breakdown, which would be nice. I do like the ability to see the differences between snowball, avalanche, and custom.
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Jade Thomas
December 20, 2024
Was after just a plain debt tracker without all the budgeting and spend tracking nonsense, and this was the closest free one I found. A good start, but very basic. Some graphs to show/track progress would be good, and ability to add extra payments in between due dates also. I do like that it shows the interest/principal component of payments you add, it's a nice feature.
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Storeline
December 20, 2024
Thank you, Jade! Glad you like the app and the interest/principal breakdown. Extra payments are a great idea—we’ll keep improving!
James M
January 30, 2026
The debts are shown in a complicated way with no apparent way to change the format. You can easily change between Snowball, Avalanche, or Custom. If you could switch between that, a chart that shows what's left with each loan on a line or in a column where you could see all information for all loans at once and touch the name of any given loan to expand all the information to any single loan in one chart. it would make it a lot more useful, like on financialmentor's Snowball Calculator.
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What’s new

Bug Fixes