Settlr Expense Tracker

Thodoris Tsakalos

About this app

Settlr handles the whole group, not just the math — split expenses, chat in real time, and plan the trip, the house, or the night out, all in one app.
That usually means juggling a spreadsheet, a group chat, and a splitting app — here it's just the one.
And it's completely free, with no in-app purchases, subscriptions, or ads!

Split it your way:
• Add an expense in seconds — food, travel, rent, drinks, and more
• Split equally, by exact amounts, by percentage, or by share
• Multi-currency support with live — but editable — exchange rates
• Smart category detection suggests the right category, or make your own

No account, no problem. Not everyone wants to download yet another app, so they don't have to:
• Add anyone as a guest — no sign-up needed for them
• Group members track the guest's expenses, balances, and payments on their behalf
• Guests can claim their own account later via an invite link, with all their history carried over

Your group's planning board, built right in — a shared dashboard with widgets you can add:
• Shared notes and checklists
• Pinned places and maps for where you're staying or eating
• Live weather for your destination
• A shared calendar with reminders for the whole group
• A shared photo and video wall

Settle up in one tap:
• See who owes what at a glance, across every group and every currency
• A debt-simplification algorithm works out the fewest payments needed
• Record a payment you sent, or mark one you received as settled

Group chat, built right into the app:
• Real-time chat in every group, plus direct messages between members
• Photos, videos, voice messages, @mentions, reactions, and link previews

Stay on top of everything:
• One combined activity feed for expenses, payments, and messages
• Spending insights — charts by category and member, monthly trends, top expenses
• Push notifications so nothing slips through the cracks

Built for roommates, trips, couples, and any group splitting costs together — or track your own personal expenses solo, no group required.

What’s new

• Passwordless sign-in — Sign in with just your email.
• More reliable offline support — Chat messages and payments now queue up and automatically sync once you're back online, so nothing gets lost on a spotty connection.
• Redesigned Shared Expenses page
• Calendar event reminders — Get notified ahead of upcoming group calendar events, with a refreshed event creation experience.
• Editable expense dates and general performance and UI improvements throughout Home and Groups.