Debt Tracker: IOU & Money Owed

David Serrano Canales

Contains adsIn-app purchases

About this app

Debt Tracker is an IOU tracker that helps you manage personal debts, keep track of money owed and money you lend, and always know how much you owe. If you need a practical debt manager without unnecessary complexity, this app gives you a clear place to record amounts, follow payments, and review everything in one place.

You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work.

Key features:

- Manage personal debts in multiple currencies
- Use a debt manager and payment tracker for every debt
- Add partial payments and record multiple payments for the same debt
- Check balances by contact and see a global balance
- Filter, search, and sort your debt history the way you prefer
- Add due dates and get debt reminders before each payment
- Create backups, import data, and export your information whenever you need
- Offline app, no account, and your data always under your control

> Real payment tracking and up-to-date balances:

Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. This kind of debt tracking is much more useful than a static list, because it reflects the real state of every debt.

> Two ways to review your information:

Most people start with the contacts view because it is the fastest way to review debts, see which people owe you money, and check who you owe. You can quickly review each contact balance and the overall balance at the top of the screen.

You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. If you want more control, this debt manager gives you that extra level of detail and works as a practical debts monitor.

> Due dates and reminders:

One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments.

> Privacy, backups, and exports:

This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times.

> Simple for everyday use:

Every IOU stays recorded with its payments and remaining balance, whether someone owes you money or you owe them, so you never have to rely on memory.

In short, Debt Tracker keeps your debts, payments, due dates, and reminders together in one place, so you always know who owes you and what you owe.

Ratings and reviews

Just installed and started putting in data. PLEASE give me the option to sort entries from oldest first to most recent at bottom. This makes far more sense. Also would be nice to be able to have more than one debt entry for each person; my ex owes me for several different categories and it's a little cumbersome to have to create separate contacts for each. Otherwise I think this will be very useful.

a good simple app to use that does all I need however it still lacks an option to add images to debts so it unfortunately can't be as detailed as I'd like. it sucks that backups are locked behind a paywall but more than that, there's no account system that could even save my data if I need to change devices. other than that, it's a nice app to have.

so far so good, simple and a good upgrade from the defunct Debt Book 📚 I used to use. The only caveat I have is the lack of live synchronization but at least the automatic backups are helpful

What’s new

This version adds the Surinamese dollar (SRD) and includes minor bug fixes for a better experience.