The Digital Financing Solution (DFS) ecosystem succeeds on two fundamental support structures; Infrastructure readiness, and an enabling environment. TFCL will be focusing on two technological models, that are FinTech (Use of technology and innovative business models in the provision of financial services) and EdTech (providing education institutions the ability to use technology for teaching).
TFCL’s business approach for the target market is customer centric and as it is focusing on the education eco-system, most of the stakeholders of this sector have access to technology platforms like internet, mobiles and systems. TFCL’s primary customer base is also suited to having a branchless model for achieving a market leader status in a sustainable manner by offering DFS to its geographically distributed customers.
Taleem Tech objective is to ease the journey of the customer using the digital solutions for Financial Services Delivery. It is a digital Credit Assessment Management, covering all the product line of TFCL. It is an end to end paperless solution for the TFCL Team(s) for the onboarding of customer(s), Evaluation & Credit Assessment of the customer on his/her premises. ALL Products with customized features will be available for the smooth initiation, processing and completion of the loan(s) applications. School Development Executive (SDE) will use Taleem Tech to mobilize the client and data entry of the loan application. This will facilitate the TFCL teams for the effective decision making, risk assessment and portfolio management.