Ladder: Save, Invest & Grow

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About this app

Welcome to Ladder, your ultimate finance companion that empowers you to build wealth effortlessly. Ladder helps you unify your saving, investing, and tracking all in one intuitive platform, making your money management a breeze. And you have 24/7 access to your personal financial advisor, LADY AI, guiding you every step of the way.

🤖 LADY, Your Personal Financial Advisor
LADY is your AI friend and go-to financial expert, providing personalized advice tailored to your unique financial situation. LADY helps you meet your financial goals by guiding you to save more, maximize your investment returns, and spend smarter.

💵 Save in Dollars, Smartly
Save on your terms in US dollars, protecting your money from currency fluctuations.. Choose from our range of saving plans:

Flex Dollar: Save your local currency in dollars, hold, and withdraw whenever you want.
Goal-Based Savings: Set personalized goals and track progress in dollars.
LadderLock: Stay disciplined by locking your dollar savings for a duration of your choosing.

📊 Budget & Track Expenses

Connect your bank and mobile money accounts to bring all your money into one place. LADY will analyze your income and spending to build a financial plan that’s exclusively tailored to your needs and aspirations. She’ll help you create a budget suited to your lifestyle and keep track of your spending.

📈 Vetted & Expert-Selected Investments

Start your investment journey with a diverse range of global investments including Real Estate, Agriculture, stocks, ETFs, treasury bills and mutual funds. Investment assets are provided by FINRA and SEC-licensed financial institutions. LADY will help you choose the right options for you based on your needs and risk appetite.

🎁 Investment Gifting Feature

Give the gift of financial growth with Ladder's investment gifting feature. Ladder's investment gifting feature allows you to send the gift of investable money as thoughtful gifts and empower your loved ones with investment options in Equity, Fixed Income, or Real Estate.

How to Sign up:

👉🏾 Download the Ladder app.
👉🏾 Create your account in a few simple steps
👉🏾 Upload required documents to verify your identity
👉🏾 Start managing your finances effortlessly.

Why Choose Ladder?

✅Personalized Financial Advice: Tailored recommendations from LADY based on your financial details.
✅Save in Dollars, Securely: Protect your money with diverse savings plans.
✅Diverse Investment Opportunities: Access vetted investments across various sectors.
✅Expertise and Security: Investments managed by SEC and FINRA-licensed experts.
✅Convenient Budgeting: Track expenses and create budgets effortlessly.

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For more information, visit Have questions? Reach out to

Ready to take control of your financial future? Download Ladder today and embark on your journey towards financial success.

Your path to prosperity starts here with Ladder.
Updated on
Jun 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data isn’t encrypted
You can request that data be deleted