TomoCredit

TomoCredit Inc.

About this app

Build, Repair Your Credit with Tomo & Earn Up to $100,000 in Credit

Unlock your financial potential with Tomo, the ultimate platform for credit building and financial empowerment. Whether you're looking to improve your credit score, manage your bills, or gain deeper insights into your financial health, Tomo has you covered.


💳 Grow a Credit Line Up to $100,000

Start with a credit line you can grow over time. Responsible usage unlocks higher limits and strengthens your credit history.


📈 Boost Your Credit Score

Build credit with on-time payments and smart credit usage that reports to all major credit bureaus.


🤖 AI Finance Assistant

● Get personalized, AI-powered insights to:
● Understand your credit score
● Track spending and bills
● Learn how to improve your credit faster
● Make smarter financial decisions in real time

Your AI assistant adapts to your financial behavior and helps guide you every step of the way.


🚫 No Hard Credit Checks

Get started without hard inquiries that can negatively impact your credit score.


🧾 Rent & Bill Reporting

Turn everyday payments into credit-building opportunities with rent and bill reporting.


🔍⚠️ Credit Monitoring & Reports

● Monitor your credit score, receive real-time alerts, and access detailed credit reports to track progress.

● Find and fix all your credit errors


⚖️ Dispute Inaccurate Credit Items

Identify and dispute incorrect or negative items directly from your credit report.


🛎️ Priority Support

Enjoy fast, dedicated customer support whenever you need assistance.

Ratings and reviews

Scammers. I've had a subscription for months and it still hasn't been able to connect to my bank, hasn't helped move my credit at all, and continually pushed expensive upgrades. On top of that, I very clearly cancelled my subscription this morning and 5 minutes ago received a notification from my bank that they tried to charge me AGAIN after they just charged me for the subscription yesterday!!! DO NOT give these people your information!

I really like that this app has everything that I need on it to keep track of my spending. what bills need paid, my credit scores. It will make life a lot easier having everything on one app, instead of having 5-6 different apps. This app would allow you to do everything you need to do and keep track of your spending.

The user interface is simple, smooth, and easy to navigate. Since all the options are located at the bottom, users can move around the app easily without needing to press the back button. I also like that the app does not store my username and password, as this helps protect my credit history and personal information. However, I would like to see a biometric login option added in the future. gine Uruo.

What’s new

Welcome to the launch of Tomo, your new partner in credit building and financial empowerment. We're excited to offer a suite of features designed to help you improve your credit score, manage your finances, and gain financial literacy.