Topsend.live

Certech borrow sro

About this app

Send money abroad with TopSend – the international money transfer app that also gives you virtual cards, QR payments, mobile top-ups, eSIMs and gift cards in one place. Canadian-licensed MSB, KYC-verified, and works with Visa, Mastercard and most international payment systems.

INTERNATIONAL MONEY TRANSFERS
Transfer money to supported countries in a few taps. Where available, send money to a mobile number instead of typing long bank details. You always see the exchange rate, the fee, the exact amount your recipient gets and the estimated delivery time before you confirm – no surprises.

SEND MONEY HOME, ACROSS BORDERS
TopSend is a remittance app built for people who send money to family and friends regularly. Send money to Uzbekistan, Tajikistan, Kazakhstan, Kyrgyzstan, Georgia, Armenia and other supported destinations, or transfer money between Europe and the CIS in either direction. Supported countries and payout methods are shown in the app.

VIRTUAL CARDS
Create virtual cards in seconds and use them for online payments and subscriptions. Check card balances and recent transactions from one screen.

QR PAYMENTS – PAY LIKE A LOCAL
Scan a merchant QR code and pay through supported local QR networks in participating countries, in the currencies available. Handy when you travel and don't want to carry cash.

MOBILE TOP-UPS, ESIMS AND GIFT CARDS
Recharge mobile phones for yourself or family back home, buy travel or everyday eSIM data plans, and get digital gift cards – all inside TopSend, no separate apps needed.

CURRENCY CONVERTER AND EXCHANGE RATES
Check indicative market exchange rates before you plan a transfer. Converter results are for information only and exclude fees; the final exchange rate and fee are always shown before you confirm.

INVITE FRIENDS. EARN REWARDS.
Share your personal referral link and track invited friends and rewards in the app. Rewards apply to eligible activity under the current referral program terms; earnings are not guaranteed.

SECURITY AND COMPLIANCE
TopSend operates under a Canadian Money Services Business registered with FINTRAC. Identity verification (KYC), AML checks, anti-fraud controls and transaction monitoring protect every transfer.

EVERYTHING IN ONE APP

Review every transaction before confirming
Track transfer status and full transaction history
Manage money transfers, cards, top-ups, eSIMs and gift cards from one account
In-app Help Center and customer support

Availability, eligibility, supported countries, currencies, payment methods, fees, limits and delivery times vary by location and service provider. Identity verification may be required. Terms and conditions apply.

What’s new

- Added Help Center for quick access to useful information and support.
- Improved UI and overall app experience.
- Added QR Payments for faster and more convenient payments.
- Added Currency Converter for easy currency conversion.
- Fixed minor bugs and improved overall app stability.