PalmPay - Transfers, Bills

4.5
725K reviews
10M+
Downloads
Content rating
Everyone
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About this app

PalmPay: The Financial App that Fits Your Life.
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Save flexibly with super amazing daily interest at up to 20% p.a., plus you can withdraw for free any time!
- Get 20% discount on Every Airtime Tuesday and 10% discount on Every Data Friday.
- Pay the exact amount at over 100,000 local shops.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons for newbies, free transfer chances, cashback or discount on transaction, etc. Get with the times, download, and join us now.

1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.

2.Savings
- Flex your savings with super amazing daily interest at up tp 20% p.a., accessible any time!
- Enjoy higher returns with fixed savings, lock your funds to earn up to 20% p.a.!

3. Airtime
- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.
- Get 20% Discount on Airtime every Tuesday.
- Use Schedule Top-up to help you recharge automatically to avoid downtime.

4. Data Bundle
- Get 10% Discount on Data Bundle Purchases every Friday.
- Exclusive Data Social Plan with MTN, get 1GB of Data at only N250.

5. Pay Shop
- Pay with PalmPay at over 500,000 local shops and get cashback everyday.

6. Loan
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR from 36% to 300% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
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How PalmPay protects you?
We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.

1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.

3. Security Certifications
PalmPay is PCI DSS certified to secure our usersā€™ transactions against data theft and fraud.
We have been formally recognized by NITDA as being compliant with the Nigeria Data Protection Regulation (NDPR) for meeting the highest information security standards.

4. Fraud Protection
In addition to our automated systems, PalmPayā€™s compliance, transaction monitoring, issue resolution, and fraud prevention teams work full-time to intercept suspicious transactions, freeze suspected fraudstersā€™ accounts and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback, questions, or concerns, reach us via:
1. Helpline: 018886888
2. Email: support@palmpay.com
3. Website: https://palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos

To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay
Updated on
25 Apr 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
721K reviews
opue kingsley
1 May 2024
well so far so good, its an excellent banking app, fast transactions, quick customer service response, a lot encouraging packages to keep their customers. it's a banking app you can rely on 24/7. but I just updated and it telling me, the app has stopped working, pls fix the glitch, other than that. it's the best mobile banking app in the market. I guess the app is as good as bank.
236 people found this review helpful
Toney Blayze
25 March 2024
It is such a shame that PALMPAY have not attended to the issue of the inability for users to delete previous recipient from the list after sending AIRTIME or DATA. On two occasions, I have mistakenly sent airtime to the wrong recipient, as I can't delete them. This is wrong and unfair. YOUR EXPLANATION IS NOT CLEAR. Kindly simplify it either by putting a small delete icon at the far right corner or swiping right/left to DELETE.
1,697 people found this review helpful
PalmPay Limited
3 April 2024
Hi Toney Blayze. Thank you for providing your valuable feedback. I'm pleased to inform you that the problem you encountered has been fixed in the latest version. If you have further suggestions or concerns, please reach out to us at supportnigeria@palmpay.com or call us at 018886888. We are here to assist you. Thank you ~
Dele Abejide
18 April 2024
The app is a good app for everyone I really like this app, I don't even have any problem since I've been using itPalmpay app is easy to install and use for transfer of money, buy recharge card, load data you can also use it to pay electricity bill and lot more. nice app. No hidden charges. And the receiver get the money instantly. Transactions are seamless. I love the app and will recommend it to my family members for use because I tried it and it worked without stress. I also love it cause you
153 people found this review helpful

What's new

- Experience improvement and bug fixes.