Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Instantly invest spare change roundups with Deciml

What’s Deciml and how does it work?

Deciml (not Decimal) is an investment app that automatically rounds up your online transactions, and instantly invests the spare change; and earns you easy returns.
Here’s what a day with Deciml looks like:
1. Take a cab to work ~ pay ₹221 online ~ invest ₹9 with Deciml
2. Order biryani for lunch ~ pay ₹395 online ~ invest ₹5 with Deciml
3. Renew Netflix ~ pay ₹199 online ~ invest ₹1 with Deciml

Total money you invest in a day with Deciml, without effort = ₹15 (Ka-ching!)
Cool, no?

P.S. Deciml is an investing app, not a payment app!
You can continue using your preferred online payment modes and Deciml will automatically save and invest your digital spare change.

⚡Earn 3X better returns than your savings account, with Deciml

So, why is it better to automatically invest spare change with Deciml rather than leaving it as is in your bank account?
Better returns, of course!

Your money is currently invested in Lendbox - which offers up to a whopping 10% easy returns!

We’re also slated to launch other investment options including Mutual Funds to enable Deciml users to choose one that suits their digital savings journey.

✅ Invest instantly, invest every day

Unlike regular roundup apps, Deciml is truly instant and invests your money on a daily basis.
This means that you don’t have to wait until your spare change is pooled to a certain amount for it to be invested.
With Deciml, you can do daily investing of your spare change (even as little as ₹1)

💰 A little investment, with EVERY spend

With Deciml, you can invest roundups from all digital transactions.
This includes spends made via:

• Debit card
• Credit card
• UPI and wallets (GPay, PhonePe, Ola Wallet, etc.)
• Netbanking transactions
• And, ATM withdrawals

📅 Never miss out on investing with Deciml Daily Deposits

What about the days when you spend very little, or not at all?

Introducing: Deciml Daily Deposits

Automatically invest as little as ₹10 (or as large an amount you want) everyday with Deciml Daily Deposits - whether or not you spend - and keep that investing streak going!
P.S. you can pause and resume your Deciml Daily Deposits as and when you like!

🛡️ Privacy. Security. You can bank on it.

Deciml does not collect any data besides the basic details required by SEBI and RBI for the Indian investor’s security.
Any data that’s collected is protected with 256-bit bank-grade encryption, the highest level of security.
We do not store any sensitive details such as account numbers, card numbers, identity numbers and passwords.
Regulators & Partners: Deciml is licensed by AMFI (ARN - 176587/ EUIN - E356223), and regulated by SEBI.

🤝 Connect with us!

Questions, suggestions, ideas and feedback - at Deciml, we’re open to it all!
(Even the occasional pat on the back is cool.)

Deciml has an integrated feedback window where you can leave us your message, or feel free to drop us an email at support@decimlindia.com

(The Deciml support team really is supportive)

We’re also available and active here:

Instagram: https://www.instagram.com/decimlapp/

Twitter: https://twitter.com/DecimlApp

Facebook: https://www.facebook.com/decimlapp/

LinkedIn: https://www.linkedin.com/company/decimlapp/

Website: https://www.deciml.in

Start making the most of your money, and make your daily saving automatic with Deciml!

P.S: We’re Deciml, not Decimal.
There’s an app called Decimal which is a game (we don’t know what kind). There’s another Decimal which converts fraction to decimal. Another Decimal tells decimal time (yes, there’s such a thing). But, we do none of those things.
And we’re an investing app that’s making digital savings and daily investing accessible for young India.
Updated on
Sep 30, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted

What's new

With the update comes a new fund, and a new look!

Our mission of making investing easy & exciting includes getting funds with better and bigger returns.
We are therefore discontinuing the previous fund, ICICI Prudential Liquid Fund and introducing you to one that offers 5 times better returns - Lendbox

What’s more, Deciml’s new avatar only makes it better.
It’s bright and simple and designed to ensure one thing - clarity. And a little bit of fun!