NEKO: Budget & Bill Tracker

Contains adsIn-app purchases
4.6
2.78K reviews
100K+
Downloads
Content rating
Everyone
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About this app

NEKO: Budget & Bill Tracker allows you to organize your bill payments, spending and income in a calendar with account balance forecast and bill due date reminders, so you stay on top of your finances.

NEKO: Budget & Bill Tracker comes with great features such as:

Safe to Spend
The safe to spend calculator will make your life easier when budgeting and avoid overspending. It takes into account your upcoming bills, expenses, credit card payments and transfers, and based on your current account balance and income. it tells you how much money you can spend on a given date without worrying you are short for paying a bill.

Calendar
The calendar is the best bill payment organizer tool since it helps you visualize what bills are coming up and pair them with your paydays. This way you can manage your money and transactions easily. When you select a date in the future, the calendar gives you the projected balance, projected money in and projected money out. Now you don't have to worry about accounts being overdraft and transfer money as needed ahead of time.

Easy Expense Tracking
NEKO: Budget & Bill Tracker allows you to record your expenses and categorize them to understand your spending patterns better. Stay on top of your budget and identify areas for potential savings.

Stay on Budget
Create a monthly budget, set spending limits by category and utilize the insights charts to compare cash flow, income, expenses and every bill payment, ensuring you avoid overspending.

Income Management
Keep track of your earnings and manage multiple income sources effortlessly. NEKO: Budget & Bill Tracker helps you track your income and plan your spending easily so you can save more and keep your finances healthy.

Bill Payment Organizer
Never miss a due date or pay late fees.

NEKO sends timely reminders for upcoming bill payments, ensuring you never miss a due date. You can organize your payments in the calendar, track every bill and get reminders to pay on time.

Insights with Helpful Reports
Get a clear overview of your financial health with comprehensive reports. Analyze your spending habits, saving patterns, and more to make informed decisions and manage your money like a pro.

Ā  • Cash flow
• Spending by Category
• Spending History
• Income by Category
• Income History
• Credit Card Insights

Credit Cards Management
Organize all your credit cards in one place. Keep track of due dates, payments, spending and installments.

NEKO: Budget & Bill Tracker creates for you a payment schedule based on your credit card due date, closing date and spending. It calculates what's the payment you need to avoid interest and when you need to pay it.

Track your credit card installment purchases easily with NEKO. The app automatically factors your installment payments into your monthly credit card balance, helping you keep track of how much you owe and pay down your debt.

Currency Support
NEKO: Budget & Bill Tracker supports multiple currencies, allowing you to effortlessly manage your finances.

NEKO: Budget & Bill Tracker is the perfect money manager that will help you build the habit of tracking and controlling your bills and spending and having a monthly budget that works for you. It tells you how much money you have left after paying your bills so you can start saving or spend it however you want without worries.
Updated on
Aug 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
2.72K reviews
Carlos A
September 11, 2023
Free version: great app. I can input all my accounts here without actually linking then. You do so manually. Set up all your bills and transfers and it can track what you should be saving each month and compare to you actual balance to see where you are spending extra money you didn't plan. Bills can be set to autopay but currently does not work. Not a big deal if you remember to come on and just mark it paid. Just annoying of you forget , it deletes it the day after.
9 people found this review helpful
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Tuxedo Lab LLC
September 19, 2023
Hi Carlos, I just fixed the autopay feature, I apologize for the inconvenience. Thanks for your review and for using my app! Julio
L. Williams
October 28, 2023
OK, I was comfortable with a few checkbook apps. One that's no longer available and Checkbook by Polycent. I DID NOT want to change programs!!! I hate change. I downloaded and paid for this one on a whim..... I FREAKING LOVE THIS APP. took me about a week to get use to how it worked. Once I got it and entered all of my information into it I was hooked. All of my info in one app is priceless.
15 people found this review helpful
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Tuxedo Lab LLC
November 9, 2023
That's an awesome review, Tanie! It made my day and motivated me even more to continue improving the app, thank you so much!
Heather Clark
January 21, 2024
I've been using Prism for years. When I found out it was no longer going to be running, I panicked and started looking for an alternative. I tried 5 others before I found Paycheck Buddy. It's a great app and actually does some things better than Prism. It's time consuming to setup and not always intuitive but once I got the hang of using inputting info, it was a breeze.
10 people found this review helpful
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What’s new

NEW!
- "Reset my data" — Now you can reset your data and start over.
- "Secure mode" — Now you secure the app using PIN and biometrics.