Udhaar Box - Personal Loan App

MONEYPLUS FINANCIAL SERVICES LIMITED

About this app

Udhaar Box is a digital lending application owned and operated by MONEYPLUS FINANCIAL SERVICES LIMITED, an RBI-registered Non-Banking Financial Company (NBFC). All loans are issued by MONEYPLUS FINANCIAL SERVICES LIMITED.

Udhaar Box offers a fully digital lending experience for India — clear terms, fast decisions, no branch visits. Download the app to get started.
Need urgent funds? Apply online for quick personal loans and get approved without visiting a branch. Perfect for covering costs like vacations, studies, purchases, celebrations, financial restructuring, home emergencies, or healthcare expenses.

LOAN HIGHLIGHTS:
Borrowing range: ₹1,000 to ₹50,000
Rates: 0% to 36% annually
Effective APR: 0% to 125%
Loan period: 3 to 6 months
Minimal processing charges
Fully digital, paperless platform
Certified RBI-licensed lender - transparent & secure

WHY PICK UDHAAR BOX?
⚡ Loan Approvals in seconds – get funds in minutes with AI-powered verification
📲 100% Digital Process – no paperwork, everything via Udhaar Box app
🔑 No Collateral Required – fully unsecured loans
📑 Minimal Documentation – apply with just PAN Number, Aadhaar Number & basic details
🔄 Flexible Repayment Options – choose a plan that fits your needs
🔒 Secure & Private – bank-grade encryption keeps your data safe


REQUIREMENTS TO QUALIFY
Must be an Indian citizen with age 22+
Valid PAN card, Aadhaar ID, and Selfie


Example of How a Loan Works (Illustrative)
💡 Loan sanctioned by MONEYPLUS FINANCIAL SERVICES LIMITED: ₹2,00,000 for 3 years
💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty)
📉 Interest Rate: 24% p.a. (on reducing principal balance)
💳 EMI: ₹8,020 per month
📊 Total Payable: ₹2,88,720
📌 Total Interest Paid: ₹80,460
📈 Annual Percentage Rate (APR): 30.15%
Fees & Charges
💳 Foreclosure Charges: 4% of Principal Outstanding* + GST
💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST
⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower)
📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable)
🔹 *Rounded to the nearest rupee


HOW TO OBTAIN YOUR LOAN IN 8 ACTIONS
1. Download and install the Udhaar Box app
2. Register using your phone number
3. Complete identity verification - Enter PAN, Aadhaar and Selfie
4. Select your preferred loan sum and payment schedule
5. Authenticate your UPI account and activate automatic payments
6. E-sign all loan paperwork
7. Receive funds in your account within minutes


PERFECT FOR WHO?
Wage earners seeking instant personal loans or advance wages
Business owners and freelancers who need fast financing
Residents of smaller cities requiring rapid loan options
Those facing sudden health or home-related expenses
Professionals starting their career with small borrowing needs
Anyone seeking short-duration loans with adaptable conditions


LICENSED BY RBI
Udhaar box operates as a division of MONEYPLUS FINANCIAL SERVICES LIMITED (https://moneyplusfin.com/), holding valid RBI licensing as an NBFC. Lending follows RBI's regulations for customer protection and operational transparency.


Address: B-18, B-BLOCK, Mahavir Enclave, New Delhi, West Delhi, Delhi - 110045
Email: [e-mail]
Phone: [phone]
Website: https://udhaarbox.in/

What’s new

**Udhaar Box – Initial Release**

Udhaar Box is now available on the Google Play Store, making borrowing simple, convenient, and efficient.

Support & Feedback

As this is our initial release, we’re committed to continuously improving Udhaar Box based on your feedback. If you need assistance or have any suggestions, please contact us at [e-mail].

Thank you for choosing Udhaar Box. We appreciate your support!