Kharcha Book is your all-in-one expense tracker, budget planner, and money manager — built to help you save money and build financial discipline, whether you're tracking solo or sharing with family, roommates, or a team.
Whether you want to track daily spending, manage a monthly budget, or keep a shared expense book with the people you split costs with, Kharcha Book makes personal finance effortlessly simple. This expense tracker turns scattered spending into one clear, shared picture.
KEY FEATURES
📊 Shared & Multiple Books
This money manager lets you create multiple books and switch between them instantly. Invite family, roommates, or colleagues — everyone sees the same real-time ledger. The moment someone else joins your expense tracker, you both see who paid what and who owes what.
⚡ Log Expenses in Seconds
Add Cash In or Cash Out with notes, amount, and category in one tap. This budget planner is built for speed — no clutter, no delay.
🌍 Multi-Currency, Auto-Detected
Each book in this expense tracker auto-detects your local currency when created, so tracking spending while traveling is effortless with this money manager.
🎨 Custom Categories & Book Themes
Organize spending into categories that match how you actually spend. Pick a theme for each book in your budget planner to tell them apart at a glance.
🔍 Search & Filter Instantly
Find any transaction with search, or filter by month or a custom date range — this expense tracker keeps your history one tap away.
📈 Clear Charts & Insights
See income vs. spending breakdowns by category and by person. This budget planner turns your numbers into colorful, easy-to-read charts so you always know where you stand financially.
🔔 Smart Notifications
Get notified when someone adds, edits, or deletes a transaction in a shared book — with the right name and currency, every time.
📴 Works Offline
Add or edit transactions with no internet. This money manager syncs automatically the moment you're back online.
📝 Edit History You Can Trust
See exactly what changed and when — every edit in this expense tracker is marked, so shared books stay transparent.
WHY YOU NEED A BUDGET PLANNER
Managing money shouldn't require spreadsheets or paper notebooks. Kharcha Book acts as your digital money manager:
- Log Income & Outflow — keep a clear record of salary, side income, and daily spending
- Set Category Limits — use this budget planner to cap monthly spending on shopping, dining, and bills
- Monitor Balance — know exactly what you have left before you spend it
A good expense tracker doesn't just record numbers — it changes how you spend. That's the difference this budget planner makes.
WHO IS KHARCHA BOOK FOR?
- Families & Couples — keep an organized shared budget and manage household expenses together
- Roommates — split rent, groceries, and bills without confusion using one shared expense tracker
- Individuals — use this money manager as a simple daily spending tracker to stop overspending
- Freelancers & Small Teams — track shared costs and petty cash with a reliable budget planner
PREMIUM
👉 CSV export of your transaction history
👉 Custom categories
👉 Ad-free experience
Download Kharcha Book today and take control of your personal finances with the expense tracker built for real life.
Track expenses, manage budget & finances easily — your expense tracker