Value Research Advisor

Independent Advisors Private Limited

About this app

Buy right. Fix the rest.

Unclutter your portfolio and own only what works—with personalised, SEBI-registered guidance from India’s most trusted independent investment research institution.

Most investors don’t start with an empty portfolio. They start with too many funds, the wrong funds, and no clear structure. The Value Research Advisor app fixes that. We tell you what to keep, what to remove, and what to add—based on three decades of independent research, with zero commission and no conflicts of interest.

WHAT SUBSCRIBERS GET

Fix Your Portfolio
Know exactly what to buy, sell, or hold from the funds you already own. We tell you when to act—and when the most valuable advice is to do nothing.

Advice That Adapts to You
Goal-based, risk-aligned portfolios built for your situation—not a generic model.

Funds That Pass Our Toughest Tests
We reject what’s wrong before we recommend what’s right. Every fund is vetted on performance, risk, and cost. We recommend what the evidence supports, not what’s popular.

Zero Commissions. Always.
Buy, sell, and SIP in direct plans with ₹0 commission. We earn nothing from the funds we recommend. This is not a promotional offer. It is how we are built.

Continuous Monitoring
Alerts before you buy a poor-performing fund. When the evidence says sell, we say so. When it says hold, we say that too.

Your Family’s Portfolio, Together
Up to 6 family members on one subscription. One dashboard for every holding across all accounts and asset types.

STOCK ADVISOR
We tell you what to buy. And when to sell. Three curated portfolios of fundamentals-first stocks. Continuously monitored. Most services stop at the buy. We don’t.

THE PRINCIPLES BEHIND THE ADVICE

- Long-term equity ownership is the only reliable path to real wealth.
- Inactivity is a skill. Our recommendations are designed to be held, not traded.
- Costs are the only reliable predictor. Direct plans and low-cost funds are principles, not preferences.
- We reject what’s wrong before deciding what to recommend.
- Our ratings are algorithmic—no opinion, no bias, no influence.

33 YEARS OF TRUST

India’s first independent fund rating was created in 1993. No AMFI ARN. No distribution commission. Ever. SEBI Registration No. INA100008443.

PRICING

- Fund Advisor (Mutual Fund Advisory): ₹490/month — for the entire family (up to 6 members)
- Stock Advisor (Stock Advisory): ₹9,990 + GST/year

Subscription required. For free research and tools, use Value Research Online—India’s trusted investment guide since 1992.

Independent Advisors Private Limited. SEBI Reg. INA100008443. Principal Officer: Ashutosh Gupta. Compliance Officer: Rahul Rastogi. Grievance Officer: Deepa Mandhani.

Ratings and reviews

ofcourse it varies from investor to investor but for me it is just crazy to shift from a stock or mf to another in just few weeks. the buy last week was sell this week! got exhausted by these. in such a scenario stock advisory from value research is consistent over time. unless something drastic happens they will Not switch from buy to hold or sell. their recommendations are valid for years and i like it. today i joined mf advisory. the point is simple. not looking for overnight riches!

Not able to update my NPS corpus from last few weeks. After uploading file, it says no transactions in the file. Ridiculous. So much time for resolving such a small issue. I am thinking about cancelling my subscription.

Good app for the busy person with limited knowledge. It is 8-9 months since I have been using this app. Now only I have realized that so much knowledge, experience and dedication have gone in to design this app. The more I understand about investing, the more I admire THE VR TEAM. An Ideal app to invest, learn and grow in field of investment with minimal effort. I hope and wish that everyone can get benefited by the honest guidance in this chaotic area. Best wishes.

What’s new

Minor bug fixes and UI improvements.