FinCalc - Financial Calculator

Vamigo Tech

Contains ads

About this app

FinCalc — financial calculators and planning, built for India

Work out an EMI, plan a SIP, check your tax under both regimes — then keep the numbers. FinCalc started as a calculator and grew into a place to track what you own, what you owe and what falls due next.

CALCULATORS
Every one runs on your device, offline, with no account.

• Loan & EMI — instalments and the full amortisation schedule
• SIP Planner — plan by target or by contribution, with step-up and lumpsum
• Investment — monthly, weekly or daily, with growth and split charts
• Income Tax — old and new regime, FY 2026-27 slabs, updated every Budget
• GST — inclusive and exclusive, CGST, SGST and IGST
• FD & RD — maturity with quarterly compounding
• PPF & NPS
• Interest — simple and compound
• Inflation — what an amount will be worth later
• Retirement — the corpus, and the saving needed to reach it
• Currency — live exchange rates

TRACK YOUR MONEY
• Financial health score, with the components behind it
• Net worth — assets against liabilities
• Budget and spending by category
• Goals, with progress
• Emergency fund sizing
• Loans and prepayment planning
• Credit health checklist
• What to do next, from your own figures

REMINDERS THAT RING
One-time, daily, weekly, monthly or yearly alerts for an SIP, EMI, premium or bill, with alarm-style notifications that surface over the lock screen.

MARKETS
Nifty 50, Sensex, gold and USD/INR on the home screen, with the full list of indices and commodities a tap away.

LEARN
29 plain-English articles on budgeting, SIPs, deposits, loans, tax, insurance, retirement and credit. Written to explain how things work — never to recommend a fund, an insurer or a bank.

PDF REPORTS
Export any result as a PDF to share, print or keep for a bank meeting or a filing.

OFFLINE, AND PRIVATE BY DEFAULT
Every calculator works with no connection and no account, and what you enter stays on your device. Live prices, currency rates and syncing between devices need the internet. Sign in only if you want your data on more than one phone — then it syncs to your own account.

EDUCATIONAL, NOT ADVICE
FinCalc estimates from the figures you enter. It does not recommend funds, stocks, insurers or banks, and nothing in it is investment advice.

What’s new

• Fixed reminders firing 5½ hours late. They now ring at the time you set.
• Reminders screen tells you when notifications are switched off, and takes you to the setting.
• Everything updates the moment you save it — no pull-to-refresh to see a new score.
• Home now keeps your last 5 saved calculations, with View all.
• Financial health gauge redesigned, and it no longer shows red at a good score.
• Learn grew from 15 to 29 articles.
• Faster start, smaller download.